Consolidated Statements of Operations (USD $)	3 Months Ended	6 Months Ended
Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Premium earned	$ 8,040,029	$ 8,962,425	$ 15,999,568	$ 18,351,583
Premium ceded	1,329,545	1,873,791	2,652,946	3,820,722
Net premium earned	6,710,484	7,088,634	13,346,622	14,530,861
Investment income	766,501	907,400	1,538,863	1,845,658
Other income	168,742	175,159	339,088	355,285
Total Insurance Company Revenues	7,645,727	8,171,193	15,224,573	16,731,804
Gross commissions and fees	911,396	1,129,115	1,915,285	2,378,253
Investment income	400	1,079	1,435	2,139
Finance charges and fees earned	18,273	81,453	38,781	167,235
Other income	3,203	4,195	6,770	5,417
Total Revenues	8,578,999	9,387,035	17,186,844	19,284,848
Losses and loss adjustment expenses	3,871,531	4,574,615	7,258,598
Policy acquisition costs	1,771,705	1,843,160	3,544,865	3,729,986
Salaries and employee benefits	1,110,075	1,280,353	2,122,520	2,169,342
Commissions to agents/brokers	57,101	170,763	111,268	362,741
Other operating expenses	680,901	883,473	1,335,733	1,740,913
Total Expenses	7,491,313	8,752,364	14,372,984	17,885,746
Income Before Taxes	1,087,686	634,671	2,813,860	1,399,102
Income Tax Expense	380,999	186,448	992,826	451,686
Net Income	$ 706,687	$ 448,223	$ 1,821,034	$ 947,416
Earnings Per Share	$ 0.13	$ 0.08	$ 0.34	$ 0.18
Weighted Average Shares	5,334,119	5,308,548	5,334,166	5,307,676
Earnings Per Share	$ 0.13	$ 0.08	$ 0.34	$ 0.18
Weighted Average Shares	5,357,960	5,350,429	5,358,014	5,350,176

Total revenues from only insurance company operations.

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