Life, Accident and Health Reserves (Tables)

3 Months Ended

Mar. 31, 2020

Insurance [Abstract]

Schedule of Life, Accident and Health Reserves

Life, accident and health reserves consist of the following (in millions):

	March 31,		December 31,
	2020		2019
Long-term care insurance reserves	$	4,231.0	$	4,201.6
Traditional life insurance reserves	170.6		173.4
Other accident and health insurance reserves	192.3		192.1
Total life, accident and health reserves	$	4,593.9	$	4,567.1

The following table sets forth changes in the liability for claims for the portion of our long-term care insurance reserves (in millions):

	Three Months Ended March 31,
	2020		2019
Beginning balance	$	761.3	$	738.7
Less: recoverable from reinsurers	(131.0)		(136.4)
Beginning balance, net	630.3		602.3
Incurred related to insured events of:
Current year	68.9		62.4
Prior years	(13.3)		(36.0)
Total incurred	55.6		26.4
Paid related to insured events of:
Current year	(0.6)		(0.6)
Prior years	(42.8)		(36.4)
Total paid	(43.4)		(37.0)
Interest on liability for policy and contract claims	5.6		5.3
Ending balance, net	648.1		597.0
Add: recoverable from reinsurers	136.2		136.4
Ending balance	$	784.3	$	733.4