XML 45 R35.htm IDEA: XBRL DOCUMENT v3.26.1
Note 3 - Loans and Allowance for Credit Losses - Recorded Investment by Risk Category (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Mar. 31, 2026
Mar. 31, 2025
Jun. 30, 2025
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss $ 904,057   $ 904,057   $ 813,458
Loans, Total, Write-offs 121 $ 353 384 $ 699  
Commercial and Industrial [Member]          
Loans, Year One 33,601   33,601   31,506
Loans, Year Two 28,754   28,754   13,729
Loans, Year Three 10,732   10,732   17,295
Loans, Year Four 12,979   12,979   17,004
Loans, Year Five 12,941   12,941   4,979
Loans, Prior 7,210   7,210   4,822
Loans, Revolving 47,191   47,191   24,087
Loans, Revolving Converted to Term 0   0   91
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 153,408   153,408   113,513
Loans, Year One, Write-offs     0   49
Loans, Year Two, Write-offs     7   40
Loans, Year Three, Write-offs     0   0
Loans, Year Four, Write-offs     0   0
Loans, Year Five, Write-offs     0   64
Loans, Prior, Write-offs     6   0
Loans, Loans, Revolving, Write-offs     0   0
Loans, Revolving Converted to Term, Write-offs     0   100
Loans, Total, Write-offs 6 186 13 250 253
Commercial and Industrial [Member] | Pass [Member]          
Loans, Year One 33,601   33,601   31,506
Loans, Year Two 28,754   28,754   13,318
Loans, Year Three 10,711   10,711   17,215
Loans, Year Four 12,904   12,904   16,821
Loans, Year Five 12,825   12,825   4,604
Loans, Prior 6,767   6,767   4,677
Loans, Revolving 46,075   46,075   23,164
Loans, Revolving Converted to Term 0   0   91
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 151,637   151,637   111,396
Commercial and Industrial [Member] | Special Mention [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   411
Loans, Year Three 0   0   80
Loans, Year Four 75   75   183
Loans, Year Five 0   0   375
Loans, Prior 326   326   145
Loans, Revolving 877   877   923
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 1,278   1,278   2,117
Commercial and Industrial [Member] | Substandard [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 21   21   0
Loans, Year Four 0   0   0
Loans, Year Five 116   116   0
Loans, Prior 117   117   0
Loans, Revolving 239   239   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 493   493   0
Commercial and Industrial [Member] | Doubtful [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0   0   0
Land Development [Member]          
Loans, Year One 3,176   3,176   4,922
Loans, Year Two 5,564   5,564   7,912
Loans, Year Three 6,270   6,270   1,950
Loans, Year Four 1,906   1,906   324
Loans, Year Five 303   303   332
Loans, Prior 604   604   494
Loans, Revolving         1,601
Financing Receivable, Excluding Accrued Interest, Net of Amortized Costs (35)   (35)    
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 17,788   17,788   17,535
Loans, Year One, Write-offs     0   0
Loans, Year Two, Write-offs     0   0
Loans, Year Three, Write-offs     0   0
Loans, Year Four, Write-offs     0   0
Loans, Year Five, Write-offs     0   0
Loans, Prior, Write-offs     0   0
Loans, Loans, Revolving, Write-offs     0   0
Loans, Revolving Converted to Term, Write-offs     0   0
Loans, Total, Write-offs (0) (0) (0) (0) 0
Land Development [Member] | Pass [Member]          
Loans, Year One 3,176   3,176   4,922
Loans, Year Two 5,564   5,564   7,912
Loans, Year Three 6,270   6,270   1,950
Loans, Year Four 1,906   1,906   324
Loans, Year Five 303   303   332
Loans, Prior 604   604   494
Loans, Revolving         1,601
Financing Receivable, Excluding Accrued Interest, Net of Amortized Costs (35)   (35)    
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 17,788   17,788   17,535
Land Development [Member] | Special Mention [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0   0   0
Land Development [Member] | Substandard [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0   0   0
Land Development [Member] | Doubtful [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0   0   0
Residential Portfolio Segment [Member]          
Loans, Year One 17,043   17,043   20,297
Loans, Year Two 23,044   23,044   18,547
Loans, Year Three 15,256   15,256   19,588
Loans, Year Four 17,673   17,673   27,590
Loans, Year Five 26,296   26,296   45,186
Loans, Prior 77,607   77,607   41,668
Loans, Revolving 30,629   30,629   28,663
Loans, Revolving Converted to Term 0   0   63
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 207,548   207,548   201,602
Loans, Year One, Write-offs     0   0
Loans, Year Two, Write-offs     0   0
Loans, Year Three, Write-offs     0   0
Loans, Year Four, Write-offs     0   0
Loans, Year Five, Write-offs     0   0
Loans, Prior, Write-offs     0   0
Loans, Loans, Revolving, Write-offs     0   0
Loans, Revolving Converted to Term, Write-offs     0   0
Loans, Total, Write-offs (0) (0) (0) (0) 0
Residential Portfolio Segment [Member] | Performing Financial Instruments [Member]          
Loans, Year One 17,043   17,043   20,297
Loans, Year Two 23,044   23,044   18,547
Loans, Year Three 15,256   15,256   19,403
Loans, Year Four 17,491   17,491   27,391
Loans, Year Five 26,123   26,123   45,186
Loans, Prior 77,576   77,576   41,453
Loans, Revolving 30,629   30,629   28,663
Loans, Revolving Converted to Term 0   0   63
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 207,162   207,162   201,003
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   185
Loans, Year Four 182   182   199
Loans, Year Five 173   173   0
Loans, Prior 31   31   215
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 386   386   599
Consumer Portfolio Segment [Member]          
Loans, Year One 46,829   46,829   66,567
Loans, Year Two 51,250   51,250   20,500
Loans, Year Three 14,483   14,483   16,151
Loans, Year Four 10,424   10,424   6,979
Loans, Year Five 3,882   3,882   1,838
Loans, Prior 864   864   186
Loans, Revolving 0   0   95
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 127,732   127,732   112,316
Loans, Year One, Write-offs     17   49
Loans, Year Two, Write-offs     63   26
Loans, Year Three, Write-offs     23   199
Loans, Year Four, Write-offs     129   251
Loans, Year Five, Write-offs     111   19
Loans, Prior, Write-offs     28   2
Loans, Loans, Revolving, Write-offs     0   0
Loans, Revolving Converted to Term, Write-offs     0   0
Loans, Total, Write-offs 115 167 371 449 546
Consumer Portfolio Segment [Member] | Performing Financial Instruments [Member]          
Loans, Year One 46,829   46,829   66,567
Loans, Year Two 51,250   51,250   20,500
Loans, Year Three 14,483   14,483   16,079
Loans, Year Four 10,410   10,410   6,950
Loans, Year Five 3,875   3,875   1,838
Loans, Prior 864   864   186
Loans, Revolving 0   0   95
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 127,711   127,711   112,215
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   72
Loans, Year Four 14   14   29
Loans, Year Five 7   7   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 21   21   101
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member]          
Loans, Year One 100,288   100,288   86,098
Loans, Year Two 82,362   82,362   60,994
Loans, Year Three 49,498   49,498   82,227
Loans, Year Four 73,142   73,142   68,078
Loans, Year Five 61,381   61,381   52,165
Loans, Prior 147,908   147,908   116,484
Loans, Revolving 53,949   53,949   33,276
Loans, Revolving Converted to Term 249   249   218
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 568,777   568,777   499,540
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Pass [Member]          
Loans, Year One 100,288   100,288   83,778
Loans, Year Two 80,010   80,010   53,001
Loans, Year Three 42,030   42,030   82,147
Loans, Year Four 73,067   73,067   67,895
Loans, Year Five 61,265   61,265   51,171
Loans, Prior 143,650   143,650   113,481
Loans, Revolving 52,611   52,611   31,942
Loans, Revolving Converted to Term 114   114   218
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 553,035   553,035   483,633
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Special Mention [Member]          
Loans, Year One 0   0   2,320
Loans, Year Two 2,352   2,352   7,993
Loans, Year Three 1,582   1,582   80
Loans, Year Four 75   75   183
Loans, Year Five 0   0   994
Loans, Prior 1,934   1,934   2,846
Loans, Revolving 912   912   1,334
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 6,855   6,855   15,750
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Substandard [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 5,886   5,886   0
Loans, Year Four 0   0   0
Loans, Year Five 116   116   0
Loans, Prior 2,324   2,324   157
Loans, Revolving 426   426   0
Loans, Revolving Converted to Term 135   135   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 8,887   8,887   157
Commercial, Commercial Real Estate, Farmland and Land Development Segment [Member] | Doubtful [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0   0   0
Commercial Real Estate Portfolio Segment [Member]          
Loans, Total, Write-offs (0) (0) (0) (0)  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loans [Member]          
Loans, Year One 21,655   21,655   14,670
Loans, Year Two 13,470   13,470   23,624
Loans, Year Three 23,264   23,264   21,391
Loans, Year Four 17,556   17,556   26,435
Loans, Year Five 25,011   25,011   19,887
Loans, Prior 61,802   61,802   51,804
Loans, Revolving 3,805   3,805   4,863
Loans, Revolving Converted to Term 135   135   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 166,698   166,698   162,674
Loans, Year One, Write-offs     0   0
Loans, Year Two, Write-offs     0   0
Loans, Year Three, Write-offs     0   0
Loans, Year Four, Write-offs     0   0
Loans, Year Five, Write-offs     0   0
Loans, Prior, Write-offs     0   0
Loans, Loans, Revolving, Write-offs     0   0
Loans, Revolving Converted to Term, Write-offs     0   0
Loans, Total, Write-offs     0   0
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied Loans [Member]          
Loans, Year One 36,348   36,348   28,937
Loans, Year Two 25,054   25,054   13,970
Loans, Year Three 7,496   7,496   35,895
Loans, Year Four 35,136   35,136   18,667
Loans, Year Five 18,071   18,071   21,883
Loans, Prior 58,969   58,969   42,916
Loans, Revolving 1,961   1,961   1,500
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 183,035   183,035   163,768
Loans, Year One, Write-offs     0   0
Loans, Year Two, Write-offs     0   0
Loans, Year Three, Write-offs     0   0
Loans, Year Four, Write-offs     0   0
Loans, Year Five, Write-offs     0   0
Loans, Prior, Write-offs     0   0
Loans, Loans, Revolving, Write-offs     0   0
Loans, Revolving Converted to Term, Write-offs     0   0
Loans, Total, Write-offs     0   0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Owner Occupied Loans [Member]          
Loans, Year One 21,655   21,655   12,350
Loans, Year Two 11,118   11,118   16,042
Loans, Year Three 15,817   15,817   21,391
Loans, Year Four 17,556   17,556   26,435
Loans, Year Five 25,011   25,011   19,268
Loans, Prior 57,987   57,987   48,946
Loans, Revolving 3,583   3,583   4,452
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 152,727   152,727   148,884
Commercial Real Estate Portfolio Segment [Member] | Pass [Member] | Non-owner Occupied Loans [Member]          
Loans, Year One 36,348   36,348   28,937
Loans, Year Two 25,054   25,054   13,970
Loans, Year Three 7,496   7,496   35,895
Loans, Year Four 35,136   35,136   18,667
Loans, Year Five 18,071   18,071   21,883
Loans, Prior 58,969   58,969   42,916
Loans, Revolving 1,961   1,961   1,500
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 183,035   183,035   163,768
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Owner Occupied Loans [Member]          
Loans, Year One 0   0   2,320
Loans, Year Two 2,352   2,352   7,582
Loans, Year Three 1,582   1,582   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   619
Loans, Prior 1,608   1,608   2,701
Loans, Revolving 35   35   411
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 5,577   5,577   13,633
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member] | Non-owner Occupied Loans [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0   0   0
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Owner Occupied Loans [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 5,865   5,865   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 2,207   2,207   157
Loans, Revolving 187   187   0
Loans, Revolving Converted to Term 135   135   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 8,394   8,394   157
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member] | Non-owner Occupied Loans [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0   0   0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Owner Occupied Loans [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0   0   0
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member] | Non-owner Occupied Loans [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0   0   0
Residential Real Estate and Consumer Segments [Member]          
Loans, Year One 63,872   63,872   86,864
Loans, Year Two 74,294   74,294   39,047
Loans, Year Three 29,739   29,739   35,739
Loans, Year Four 28,097   28,097   34,569
Loans, Year Five 30,178   30,178   47,024
Loans, Prior 78,471   78,471   41,854
Loans, Revolving 30,629   30,629   28,758
Loans, Revolving Converted to Term 0   0   63
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 335,280   335,280   313,918
Residential Real Estate and Consumer Segments [Member] | Performing Financial Instruments [Member]          
Loans, Year One 63,872   63,872   86,864
Loans, Year Two 74,294   74,294   39,047
Loans, Year Three 29,739   29,739   35,482
Loans, Year Four 27,901   27,901   34,341
Loans, Year Five 29,998   29,998   47,024
Loans, Prior 78,440   78,440   41,639
Loans, Revolving 30,629   30,629   28,758
Loans, Revolving Converted to Term 0   0   63
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 334,873   334,873   313,218
Residential Real Estate and Consumer Segments [Member] | Nonperforming Financial Instruments [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   257
Loans, Year Four 196   196   228
Loans, Year Five 180   180   0
Loans, Prior 31   31   215
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 407   407   700
Farmland [Member]          
Loans, Year One 5,508   5,508   6,063
Loans, Year Two 9,520   9,520   1,759
Loans, Year Three 1,736   1,736   5,696
Loans, Year Four 5,565   5,565   5,648
Loans, Year Five 5,055   5,055   5,084
Loans, Prior 19,323   19,323   16,448
Loans, Revolving 1,027   1,027   1,225
Loans, Revolving Converted to Term 114   114   127
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 47,848   47,848   42,050
Loans, Year One, Write-offs     0   0
Loans, Year Two, Write-offs     0   0
Loans, Year Three, Write-offs     0   0
Loans, Year Four, Write-offs     0   0
Loans, Year Five, Write-offs     0   0
Loans, Prior, Write-offs     0   0
Loans, Loans, Revolving, Write-offs     0   0
Loans, Revolving Converted to Term, Write-offs     0   0
Loans, Total, Write-offs (0) $ (0) (0) $ (0) 0
Farmland [Member] | Pass [Member]          
Loans, Year One 5,508   5,508   6,063
Loans, Year Two 9,520   9,520   1,759
Loans, Year Three 1,736   1,736   5,696
Loans, Year Four 5,565   5,565   5,648
Loans, Year Five 5,055   5,055   5,084
Loans, Prior 19,323   19,323   16,448
Loans, Revolving 1,027   1,027   1,225
Loans, Revolving Converted to Term 114   114   127
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 47,848   47,848   42,050
Farmland [Member] | Special Mention [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0   0   0
Farmland [Member] | Substandard [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss 0   0   0
Farmland [Member] | Doubtful [Member]          
Loans, Year One 0   0   0
Loans, Year Two 0   0   0
Loans, Year Three 0   0   0
Loans, Year Four 0   0   0
Loans, Year Five 0   0   0
Loans, Prior 0   0   0
Loans, Revolving 0   0   0
Loans, Revolving Converted to Term 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss $ 0   $ 0   $ 0