Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2026	Jun. 30, 2025
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 17,219	$ 19,377
Federal funds sold and interest-bearing deposits in financial institutions	102	531
Total cash and cash equivalents	17,321	19,908
Securities, available-for-sale	258,371	273,875
Securities, held-to-maturity (fair value of $4,556 at March 31, 2026 and $5,026 at June 30, 2025)	4,651	5,167
Equity securities, at fair value	0	392
Other equity securities, at cost	2,230	2,669
Loans held for sale	1,246	814
Total loans	904,057	813,458
Less allowance for credit losses	(8,868)	(8,470)
Net loans	895,189	804,988
Cash surrender value of life insurance	15,539	13,266
Premises and equipment, net	19,240	18,688
Goodwill	2,452	2,452
Core deposit intangible, net	259	301
Accrued interest receivable and other assets	21,670	22,488
Total assets	1,238,168	1,165,008
LIABILITIES
Noninterest-bearing demand	247,075	239,692
Interest bearing demand	164,020	153,571
Savings	428,192	379,091
Time	270,597	264,464
Total deposits	1,109,884	1,036,818
Short-term borrowings	21,696	15,511
Federal Home Loan Bank advances	7,017	22,551
Accrued interest and other liabilities	12,717	13,857
Total liabilities	1,151,314	1,088,737
Commitments and contingent liabilities	0	0
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 8,500,000 shares authorized; 3,193,414 shares issued as of March 31, 2026 and June 30, 2025, respectively)	21,851	21,590
Retained earnings	84,041	77,818
Treasury stock, at cost (48,639 common shares as of March 31, 2026 and June 30, 2025)	(528)	(583)
Accumulated other comprehensive loss	(18,510)	(22,554)
Total shareholders’ equity	86,854	76,271
Total liabilities and shareholders’ equity	$ 1,238,168	$ 1,165,008