Note 3 - Loans and Allowance for Credit Losses (Tables)

9 Months Ended

Mar. 31, 2026

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	March 31, 2026			June 30, 2025
Commercial & Industrial	$	153,408		$	113,513
Commercial real estate:
Owner occupied		166,698			162,674
Non-owner occupied		183,035			163,768
Farmland		47,848			42,050
Land Development		17,788			17,535
1 – 4 family residential real estate		207,548			201,602
Consumer		127,732			112,316
Total loans		904,057			813,458
Allowance for credit losses		(8,868	)		(8,470	)
Net Loans	$	895,189		$	804,988

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	Commercial			Commercial									1-4 Family
	&			Real						Land			Residential
	Industrial			Estate			Farmland			Development			Real Estate			Consumer			Total
ACL beginning balance	$	1,299		$	3,650		$	129		$	242		$	2,013		$	1,444		$	8,777
Provision for expected credit losses		232			(87	)		(23	)		(29	)		(140	)		207			160
Charge-offs		(6	)		—			—			—			—			(115	)		(121	)
Recoveries		6			3			—			—			1			42			52
ACL ending balance	$	1,531		$	3,566		$	106		$	213		$	1,874		$	1,578		$	8,868

	Commercial			Commercial								1-4 Family
	&			Real					Land			Residential
	Industrial			Estate		Farmland			Development			Real Estate			Consumer			Total
ACL beginning balance	$	1,249		$	3,446	$	118		$	266		$	2,010		$	1,381		$	8,470
Provision for expected credit losses		289			117		(12	)		(53	)		(137	)		451			655
Charge-offs		(13	)		—		—			—			—			(371	)		(384	)
Recoveries		6			3		—			—			1			117			127
ACL ending balance	$	1,531		$	3,566	$	106		$	213		$	1,874		$	1,578		$	8,868

											1-4 Family
	Commercial			Commercial							Residential
	&			Real					Land		Real
	Industrial			Estate			Farmland		Development		Estate			Consumer			Total
ACL beginning balance	$	1,076		$	3,478		$	93	$	178	$	2,086		$	933		$	7,844
Provision for expected credit losses		359			(170	)		12		20		(92	)		366			495
Charge-offs		(186	)		—			—		—		—			(167	)		(353	)
Recoveries		—			—			—		—		—			61			61
ACL ending balance	$	1,249		$	3,308		$	105	$	198	$	1,994		$	1,193		$	8,047

											1-4 Family
	Commercial			Commercial							Residential
	&			Real					Land		Real
	Industrial			Estate			Farmland		Development		Estate			Consumer			Total
ACL beginning balance	$	1,144		$	3,650		$	89	$	174	$	2,018		$	855		$	7,930
Provision for expected credit losses		354			(342	)		16		24		(26	)		631			657
Charge-offs		(250	)		—			—		—		—			(449	)		(699	)
Recoveries		1			—			—		—		2			156			159
ACL ending balance	$	1,249		$	3,308		$	105	$	198	$	1,994		$	1,193		$	8,047

Financing Receivable, Nonaccrual [Table Text Block]

	March 31, 2026
	Non-accrual		Total		Interest income recognized
	loans with		Non-accrual		During the periods presented
	no ACL		Loans		on non-accrual loans
					Three-month Period		Nine-month Period
Commercial & Industrial	$	140	$	140	$	—	$	—
1 – 4 family residential real estate		386		386		3		5
Total	$	526	$	526	$	3	$	5

	June 30, 2025				March 31, 2025
	Non-accrual		Total		Interest Income Recognized
	loans with		Non-accrual		During the periods presented
	no ACL		loans		on non-accrual loans
					Three-month Period		Nine-month Period
Commercial & Industrial	$	332	$	332	$	—	$	—
Commercial real estate:
Owner occupied		—		—		—		16
1 – 4 family residential real estate		440		598		—		—
Total	$	772	$	930	$	—	$	16

Financing Receivable, Past Due [Table Text Block]

													Loans 90
	Days Past Due												Days Past
	30 – 59		60 - 89		90 Days or		Total		Loans Not				Due and
	Days		Days		Greater		Past Due		Past Due		Total		Accruing
Commercial & Industrial	$	—	$	—	$	140	$	140	$	153,268	$	153,408	$	—
Commercial real estate:
Owner occupied		—		—		—		—		166,698		166,698		—
Non-owner occupied		—		—		—		—		183,035		183,035		—
Farmland		—		—		—		—		47,848		47,848		—
Land development		—		—		—		—		17,788		17,788		—
1 – 4 family residential real estate		903		64		299		1,266		206,282		207,548		—
Consumer		186		27		21		234		127,498		127,732		21
Total	$	1,089	$	91	$	460	$	1,640	$	902,417	$	904,057	$	21

													Loans 90
	Days Past Due												Days Past
	30 – 59		60 - 89		90 Days or		Total		Loans Not				Due and
	Days		Days		Greater		Past Due		Past Due		Total		Accruing
Commercial & Industrial	$	77	$	48	$	332	$	457	$	113,056	$	113,513	$	—
Commercial real estate:
Owner occupied		—		—		—		—		162,674		162,674		—
Non-owner occupied		—		—		—		—		163,768		163,768		—
Farmland		—		—		—		—		42,050		42,050		—
Land development		—		—		—		—		17,535		17,535		—
1 – 4 family residential real estate		57		161		374		592		201,010		201,602		—
Consumer		245		33		101		379		111,937		112,316		101
Total	$	379	$	242	$	807	$	1,428	$	812,030	$	813,458	$	101

Financing Receivable Credit Quality Indicators [Table Text Block]

													Revolving		Revolving
													Loans		Loans
	Term Loans by Fiscal Year of Origination												Amortized		Converted
	2026		2025		2024		2023		2022		Prior		Cost Basis		To Term		Total
Commercial & Industrial
Pass	$	33,601	$	28,754	$	10,711	$	12,904	$	12,825	$	6,767	$	46,075	$	—	$	151,637
Special Mention		—		—		—		75		—		326		877		—		1,278
Substandard		—		—		21		—		116		117		239		—		493
Doubtful		—		—		—		—		—		—		—		—		—
Total Commercial & Industrial	$	33,601	$	28,754	$	10,732	$	12,979	$	12,941	$	7,210	$	47,191	$	—	$	153,408
Current year-to-date gross write-offs	$	—	$	7	$	—	$	—	$	—	$	6	$	—	$	—	$	13
Commercial real estate:
Owner occupied:
Pass	$	21,655	$	11,118	$	15,817	$	17,556	$	25,011	$	57,987	$	3,583	$	—	$	152,727
Special Mention		—		2,352		1,582		—		—		1,608		35		—		5,577
Substandard		—		—		5,865		—		—		2,207		187		135		8,394
Doubtful		—		—		—		—		—		—		—		—		—
Total owner occupied	$	21,655	$	13,470	$	23,264	$	17,556	$	25,011	$	61,802	$	3,805	$	135	$	166,698
Current year-to-date gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Non-owner occupied:
Pass	$	36,348	$	25,054	$	7,496	$	35,136	$	18,071	$	58,969	$	1,961	$	—	$	183,035
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Total non-owner occupied	$	36,348	$	25,054	$	7,496	$	35,136	$	18,071	$	58,969	$	1,961	$	—	$	183,035
Current year-to-date gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Farmland:
Pass	$	5,508	$	9,520	$	1,736	$	5,565	$	5,055	$	19,323	$	1,027	$	114	$	47,848
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Total Farmland	$	5,508	$	9,520	$	1,736	$	5,565	$	5,055	$	19,323	$	1,027	$	114	$	47,848
Current year-to-date gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

													Revolving			Revolving
													Loans			Loans
	Term Loans by Fiscal Year of Origination												Amortized			Converted
	2026		2025		2024		2023		2022		Prior		Cost Basis			To Term		Total
Land Development:
Pass	$	3,176	$	5,564	$	6,270	$	1,906	$	303	$	604	$	(35	)	$	—	$	17,788
Special Mention		—		—		—		—		—		—		—			—		—
Substandard		—		—		—		—		—		—		—			—		—
Doubtful		—		—		—		—		—		—		—			—		—
Total Land Development	$	3,176	$	5,564	$	6,270	$	1,906	$	303	$	604	$	(35	)	$	—	$	17,788
Current year-to-date gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—		$	—	$	—
Total:
Pass	$	100,288	$	80,010	$	42,030	$	73,067	$	61,265	$	143,650	$	52,611		$	114	$	553,035
Special Mention		—		2,352		1,582		75		—		1,934		912			—		6,855
Substandard		—		—		5,886		—		116		2,324		426			135		8,887
Doubtful		—		—		—		—		—		—		—			—		—
Total	$	100,288	$	82,362	$	49,498	$	73,142	$	61,381	$	147,908	$	53,949		$	249	$	568,777

													Revolving		Revolving
													Loans		Loans
	Term Loans by Fiscal Year of Origination												Amortized		Converted
	2026		2025		2024		2023		2022		Prior		Cost Basis		To Term		Total
1 – 4 family residential real estate:
Performing	$	17,043	$	23,044	$	15,256	$	17,491	$	26,123	$	77,576	$	30,629	$	—	$	207,162
Nonperforming		—		—		—		182		173		31		—		—		386
Total 1-4 family residential real estate	$	17,043	$	23,044	$	15,256	$	17,673	$	26,296	$	77,607	$	30,629	$	—	$	207,548
Current year-to-date gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Consumer:
Performing	$	46,829	$	51,250	$	14,483	$	10,410	$	3,875	$	864	$	—	$	—	$	127,711
Nonperforming		—		—		—		14		7		—		—		—		21
Total consumer	$	46,829	$	51,250	$	14,483	$	10,424	$	3,882	$	864	$	—	$	—	$	127,732
Current year-to-date gross write-offs	$	17	$	63	$	23	$	129	$	111	$	28	$	—	$	—	$	371
Total:
Performing	$	63,872	$	74,294	$	29,739	$	27,901	$	29,998	$	78,440	$	30,629	$	—	$	334,873
Nonperforming		—		—		—		196		180		31		—		—		407
Total	$	63,872	$	74,294	$	29,739	$	28,097	$	30,178	$	78,471	$	30,629	$	—	$	335,280

													Revolving		Revolving
													Loans		Loans
	Term Loans by Fiscal Year of Origination												Amortized		Converted
	2025		2024		2023		2022		2021		Prior		Cost Basis		To Term		Total
Commercial & Industrial
Pass	$	31,506	$	13,318	$	17,215	$	16,821	$	4,604	$	4,677	$	23,164	$	91	$	111,396
Special Mention		—		411		80		183		375		145		923		—		2,117
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Total Commercial & Industrial	$	31,506	$	13,729	$	17,295	$	17,004	$	4,979	$	4,822	$	24,087	$	91	$	113,513
Current year-to-date gross write-offs	$	49	$	40	$	—	$	—	$	64	$	—	$	—	$	100	$	253
Commercial real estate:
Owner occupied:
Pass	$	12,350	$	16,042	$	21,391	$	26,435	$	19,268	$	48,946	$	4,452	$	—	$	148,884
Special Mention		2,320		7,582		—		—		619		2,701		411		—		13,633
Substandard		—		—		—		—		—		157		—		—		157
Doubtful		—		—		—		—		—		—		—		—		—
Total owner occupied	$	14,670	$	23,624	$	21,391	$	26,435	$	19,887	$	51,804	$	4,863	$	—	$	162,674
Current year-to-date gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Non-owner occupied:
Pass	$	28,937	$	13,970	$	35,895	$	18,667	$	21,883	$	42,916	$	1,500	$	—	$	163,768
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Total non-owner occupied	$	28,937	$	13,970	$	35,895	$	18,667	$	21,883	$	42,916	$	1,500	$	—	$	163,768
Current year-to-date gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Farmland:
Pass	$	6,063	$	1,759	$	5,696	$	5,648	$	5,084	$	16,448	$	1,225	$	127	$	42,050
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Total Farmland	$	6,063	$	1,759	$	5,696	$	5,648	$	5,084	$	16,448	$	1,225	$	127	$	42,050
Current year-to-date gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Land Development:
Pass	$	4,922	$	7,912	$	1,950	$	324	$	332	$	494	$	1,601	$	—	$	17,535
Special Mention		—		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—		—
Total Land Development	$	4,922	$	7,912	$	1,950	$	324	$	332	$	494	$	1,601	$	—	$	17,535
Current year-to-date gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Total:
Pass	$	83,778	$	53,001	$	82,147	$	67,895	$	51,171	$	113,481	$	31,942	$	218	$	483,633
Special Mention		2,320		7,993		80		183		994		2,846		1,334		—		15,750
Substandard		—		—		—		—		—		157		—		—		157
Doubtful		—		—		—		—		—		—		—		—		—
Total	$	86,098	$	60,994	$	82,227	$	68,078	$	52,165	$	116,484	$	33,276	$	218	$	499,540

													Revolving		Revolving
													Loans		Loans
	Term Loans by Fiscal Year of Origination												Amortized		Converted
	2025		2024		2023		2022		2021		Prior		Cost Basis		To Term		Total
1 – 4 family residential real estate:
Performing	$	20,297	$	18,547	$	19,403	$	27,391	$	45,186	$	41,453	$	28,663	$	63	$	201,003
Nonperforming		—		—		185		199		—		215		—		—		599
Total 1-4 family residential real estate	$	20,297	$	18,547	$	19,588	$	27,590	$	45,186	$	41,668	$	28,663	$	63	$	201,602
Current year-to-date gross write-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—
Consumer:
Performing	$	66,567	$	20,500	$	16,079	$	6,950	$	1,838	$	186	$	95	$	—	$	112,215
Nonperforming		—		—		72		29		—		—		—		—		101
Total consumer	$	66,567	$	20,500	$	16,151	$	6,979	$	1,838	$	186	$	95	$	—	$	112,316
Current year-to-date gross write-offs	$	49	$	26	$	199	$	251	$	19	$	2	$	—	$	—	$	546
Total:
Performing	$	86,864	$	39,047	$	35,482	$	34,341	$	47,024	$	41,639	$	28,758	$	63	$	313,218
Nonperforming		—		—		257		228		—		215		—		—		700
Total	$	86,864	$	39,047	$	35,739	$	34,569	$	47,024	$	41,854	$	28,758	$	63	$	313,918