Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Dec. 31, 2025	Jun. 30, 2025
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 21,350	$ 19,377
Federal funds sold and interest-bearing deposits in financial institutions	163	531
Total cash and cash equivalents	21,513	19,908
Securities, available-for-sale	262,347	273,875
Securities, held-to-maturity (fair value of $4,605 at December 31, 2025 and $5,026 at June 30, 2025)	4,651	5,167
Equity securities, at fair value	0	392
Federal bank and other restricted stocks, at cost	2,377	2,669
Loans held for sale	293	814
Total loans	872,392	813,458
Less allowance for credit losses	(8,777)	(8,470)
Net loans	863,615	804,988
Cash surrender value of life insurance	15,418	13,266
Premises and equipment, net	18,745	18,688
Goodwill	2,452	2,452
Core deposit intangible, net	273	301
Accrued interest receivable and other assets	20,846	22,488
Total assets	1,212,530	1,165,008
LIABILITIES
Noninterest-bearing demand	241,843	239,692
Interest bearing demand	156,750	153,571
Savings	409,617	379,091
Time	280,844	264,464
Total deposits	1,089,054	1,036,818
Short-term borrowings	20,382	15,511
Federal Home Loan Bank advances	4,028	22,551
Accrued interest and other liabilities	12,940	13,857
Total liabilities	1,126,404	1,088,737
Commitments and contingent liabilities	0	0
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 8,500,000 shares authorized; 3,193,414 shares issued as of December 31, 2025 and June 30, 2025, respectively)	21,774	21,590
Retained earnings	81,885	77,818
Treasury stock, at cost (48,639 common shares as of December 31, 2025 and June 30, 2025)	(528)	(583)
Accumulated other comprehensive loss	(17,005)	(22,554)
Total shareholders’ equity	86,126	76,271
Total liabilities and shareholders’ equity	$ 1,212,530	$ 1,165,008