Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Cash flows from operating activities
Net cash from operating activities	$ 4,356,000	$ 5,833,000
Cash flow from investing activities
Purchases of securities, available-for-sale	(24,406,000)	(7,049,000)
Maturities, calls and principal pay downs of securities, available-for-sale	21,821,000	11,850,000
Sale of securities, available-for-sale	0	4,002,000
Principal pay downs of securities, held-to-maturity	550,000	542,000
Net decrease in certificates of deposit in other financial institutions	0	264,000
Net change in Federal Home Loan Bank stock, at cost	114,000	(556,000)
Net increase in loans	(3,929,000)	(25,019,000)
Purchase of bank owned life insurance	(2,375,000)	0
Premises and equipment purchases	(2,335,000)	(546,000)
Net cash used in investing activities	(10,560,000)	(16,512,000)
Cash flow from financing activities
Net increase (decrease) in deposit accounts	24,678,000	(3,985,000)
Net change in short-term borrowings	(9,139,000)	(977,000)
Proceeds from Federal Home Loan Bank advances	0	18,300
Repayments of Federal Home Loan Bank advances	(5,633,000)	(642,000)
Proceeds from dividend reinvestment and stock purchase plan	147,000	134,000
Dividends paid	(1,190,000)	(1,121,000)
Net cash from financing activities	8,863,000	11,709,000
Increase in cash or cash equivalents	2,659,000	1,030,000
Cash and cash equivalents, beginning of period	17,723,000	11,755,000
Cash and cash equivalents, end of period	20,382,000	12,785,000
Supplemental disclosure of cash flow information:
Interest	10,247,000	7,409,000
Federal income taxes	1,150,000	1,125,000
Non-cash items:
Issuance of treasury stock for vested restricted stock awards	$ 164,000	$ 195,000