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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Cash flows from operating activities    
Net cash from operating activities $ 1,142 $ 3,654
Cash flow from investing activities    
Purchases of securities, available-for-sale (6,631) (1,603)
Maturities, calls and principal pay downs of securities, available-for-sale 8,423 6,168
Sale of securities, available-for-sale 0 4,002
Principal pay downs of securities, held-to-maturity 106 104
Net decrease in certificates of deposit in other financial institutions 0 8
Net change in Federal Home Loan Bank stock, at cost 114 186
Net increase in loans (7,418) (7,593)
Purchase of bank owned life insurance (2,375) 0
Premises and equipment purchases (1,021) (332)
Net cash used in (from) investing activities (8,802) 940
Cash flow from financing activities    
Net increase in deposit accounts 25,912 8,841
Net change in short-term borrowings (2,906) (4,422)
Repayments of Federal Home Loan Bank advances (5,622) (630)
Proceeds from dividend reinvestment and stock purchase plan 72 65
Dividends paid (594) (560)
Net cash from financing activities 16,862 3,294
Increase in cash or cash equivalents 9,202 7,888
Cash and cash equivalents, beginning of period 17,723 11,755
Cash and cash equivalents, end of period 26,925 19,643
Supplemental disclosure of cash flow information:    
Interest 4,993 3,418
Federal income taxes (600) (9)
Non-cash items:    
Issuance of treasury stock for vested restricted stock awards $ 78 $ 109