Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash flows from operating activities:
Net income	$ 8,580	$ 10,674
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation	1,095	1,051
Securities amortization and accretion, net	527	818
Provision for credit losses	619	855
Loss on disposition of other real estate and repossessed assets owned	27	0
Mortgage banking activity	(347)	(345)
Deferred income tax (benefit) expense	(242)	(96)
Loss (gain) on sale of securities	80	(14)
Net change in market value of equity securities	5	14
Amortization of intangibles	57	56
Origination of loans held for sale	(20,774)	(20,762)
Proceeds from loans held for sale	20,977	21,508
Increase in cash surrender value of life insurance	(278)	(263)
Net change in other assets and other liabilities	(950)	(180)
Net cash flows from operating activities	9,376	13,316
Cash flows from investing activities:
Purchases	13,624	31,799
Maturities, calls and principal pay downs	21,790	21,322
Proceeds from sales of available-for-sale securities	8,092	16,472
Securities held-to-maturity:	916	904
Net decrease in certificates of deposit with other financial institutions	2,501	1,280
Proceeds from redemption of FHLB stock	967	357
Purchases of FHLB stock	(985)	0
Net increase in loans	(49,268)	(98,945)
Acquisition of premises and equipment	(983)	(1,821)
Proceeds from sale of other real estate and repossessed assets owned	148	11
Net cash flows from investing activities	(30,446)	(92,219)
Proceeds from Federal Home Loan Bank advances	23,900	17,000
Net increase in deposit accounts	20,447	65,971
Change in short-term borrowings	3,640	5,072
Repayments of Federal Home Loan Bank advances	(18,967)	(16,480)
Proceeds from dividend reinvestment and stock purchase plan	264	238
Dividends paid	(2,246)	(2,095)
Net cash flows from financing activities	27,038	69,706
Increase (decrease) in cash and cash equivalents	5,968	(9,197)
Cash and cash equivalents, beginning of year	11,755	20,952
Cash and cash equivalents, end of year	17,723	11,755
Supplemental disclosure of cash flow information:	16,655	6,929
Federal income taxes	2,169	2,495
Non-cash items:
Transfer from loans to other repossessed assets	51	11
Transfer from loans to other real estate owned	0	124
Issuance of treasury stock for stock awards	$ 195	$ 393