XML 69 R56.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Note 3 - Loans and Allowance for Credit Losses - Allowance for Loan Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Sep. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Balance $ 7,724 $ 7,724 $ 7,160
Nonaccrual, No Allowance   502  
Individually evaluated for impairment     0
Nonaccrual   774 54
Nonaccrual, Interest Income   82  
Provision for expected credit losses   556 855
Charge-offs   (566) (447)
Recoveries   164 156
Total ending allowance balance   7,930 7,724
Balance   7,930 7,724
Loans individually evaluated for impairment     405
Total ending loans balance   759,114 711,960
Cumulative Effect, Period of Adoption, Adjustment [Member]      
Balance 52 52  
Total ending allowance balance     52
Balance     52
Financial Asset Acquired [Member]      
Acquired loans collectively evaluated for impairment     114
Acquired loans collectively evaluated for impairment     31,843
Financial Asset Originated [Member]      
Acquired loans collectively evaluated for impairment     7,610
Acquired loans collectively evaluated for impairment     679,712
Commercial & Industrial [Member]      
Balance 1,308 1,308  
Nonaccrual, No Allowance   51  
Nonaccrual   308  
Nonaccrual, Interest Income   0  
Provision for expected credit losses   297  
Charge-offs   (6)  
Recoveries   0  
Total ending allowance balance   1,144 1,308
Balance   1,144 1,308
Commercial & Industrial [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Balance (455) (455)  
Total ending allowance balance     (455)
Balance     (455)
Commercial Portfolio Segment [Member]      
Balance 1,308 1,308 960
Individually evaluated for impairment     0
Provision for expected credit losses     348
Charge-offs (6)   0
Recoveries     0
Total ending allowance balance     1,308
Balance     1,308
Loans individually evaluated for impairment     314
Total ending loans balance 127,811 127,811 112,826
Commercial Portfolio Segment [Member] | Financial Asset Acquired [Member]      
Acquired loans collectively evaluated for impairment     0
Acquired loans collectively evaluated for impairment     622
Commercial Portfolio Segment [Member] | Financial Asset Originated [Member]      
Acquired loans collectively evaluated for impairment     1,308
Acquired loans collectively evaluated for impairment     111,890
Commercial Real Estate Portfolio Segment [Member]      
Balance 3,943 3,943 3,927
Individually evaluated for impairment     0
Provision for expected credit losses   (240) 15
Charge-offs   0 0
Recoveries   0 1
Total ending allowance balance   3,650 3,943
Balance   3,650 3,943
Loans individually evaluated for impairment     88
Total ending loans balance     342,701
Commercial Real Estate Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Balance (53) (53)  
Total ending allowance balance     (53)
Balance     (53)
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Acquired [Member]      
Acquired loans collectively evaluated for impairment     40
Acquired loans collectively evaluated for impairment     6,953
Commercial Real Estate Portfolio Segment [Member] | Financial Asset Originated [Member]      
Acquired loans collectively evaluated for impairment     3,903
Acquired loans collectively evaluated for impairment     335,660
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loans [Member]      
Nonaccrual, No Allowance   189  
Nonaccrual   189  
Nonaccrual, Interest Income   75  
Charge-offs 0    
Total ending loans balance 163,543 163,543  
Residential Portfolio Segment [Member]      
Balance 1,571 1,571 1,645
Nonaccrual, No Allowance   262  
Individually evaluated for impairment     0
Nonaccrual   277  
Nonaccrual, Interest Income   7  
Provision for expected credit losses   277 (72)
Charge-offs   0 (6)
Recoveries   4 4
Total ending allowance balance   2,018 1,571
Balance   2,018 1,571
Loans individually evaluated for impairment     3
Total ending loans balance   197,143 190,839
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Balance 166 166  
Total ending allowance balance     166
Balance     166
Residential Portfolio Segment [Member] | Financial Asset Acquired [Member]      
Acquired loans collectively evaluated for impairment     74
Acquired loans collectively evaluated for impairment     23,038
Residential Portfolio Segment [Member] | Financial Asset Originated [Member]      
Acquired loans collectively evaluated for impairment     1,497
Acquired loans collectively evaluated for impairment     167,798
Residential Portfolio Segment [Member] | Owner Occupied Loans [Member]      
Total ending loans balance     158,437
Consumer Portfolio Segment [Member]      
Balance 902 902 628
Individually evaluated for impairment     0
Provision for expected credit losses   450 564
Charge-offs   (560) (441)
Recoveries   160 151
Total ending allowance balance   855 902
Balance   855 902
Loans individually evaluated for impairment     0
Total ending loans balance   72,674 65,594
Consumer Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Balance (97) (97)  
Total ending allowance balance     (97)
Balance     (97)
Consumer Portfolio Segment [Member] | Financial Asset Acquired [Member]      
Acquired loans collectively evaluated for impairment     0
Acquired loans collectively evaluated for impairment     1,230
Consumer Portfolio Segment [Member] | Financial Asset Originated [Member]      
Acquired loans collectively evaluated for impairment     902
Acquired loans collectively evaluated for impairment     64,364
Farmland [Member]      
Balance 0 0  
Provision for expected credit losses   (4)  
Charge-offs 0 0  
Recoveries   0  
Total ending allowance balance   89 0
Balance   89 0
Total ending loans balance 38,799 38,799  
Farmland [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Balance 93 93  
Total ending allowance balance     93
Balance     93
Land Development [Member]      
Balance 0 0  
Provision for expected credit losses   (224)  
Charge-offs 0 0  
Recoveries   0  
Total ending allowance balance   174 0
Balance   174 0
Total ending loans balance 12,615 12,615  
Land Development [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Balance $ 398 $ 398  
Total ending allowance balance     398
Balance     $ 398