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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Interest and dividend income:    
Loans, including fees $ 32,754 $ 28,207
Securities, taxable 5,338 3,572
Securities, tax-exempt 2,258 2,076
Equity securities 33 33
Federal bank and other restricted stocks 149 82
Federal funds sold and interest-bearing deposits 407 190
Total interest and dividend income 40,939 34,160
Interest expense:    
Deposits 6,660 1,122
Short-term borrowings 397 47
Federal Home Loan Bank advances 167 245
Total interest expense 7,224 1,414
Net interest income 33,715 32,746
Provision for loan losses 855 735
Net interest income after provision for loan losses 32,860 32,011
Other income:    
Noninterest income (in scope of Topic 606) 4,139 3,864
Bank owned life insurance income 263 257
Mortgage banking activity 345 632
Securities gains, net 14 6
Net change in market value of equity securities (14) (24)
Other 360 335
Total other income 4,747 4,735
Other expenses:    
Salaries and employee benefits 14,020 13,260
Occupancy and equipment 3,186 3,028
Data processing expenses 775 795
Debit card processing expenses 1,124 1,025
Professional and director fees 1,065 878
Federal Deposit Insurance Corporation assessments 608 580
Financial institutions tax 478 542
Marketing and advertising 740 663
Loan and collection expenses 211 174
Telephone and communications 362 375
Amortization of intangible 56 54
Other 2,060 1,841
Total other expenses 24,685 23,215
Income before income taxes 12,922 13,531
Income tax expense 2,248 2,339
Net income $ 10,674 $ 11,192
Basic and diluted earnings per share (in dollars per share) $ 3.45 $ 3.68
Deposit Account [Member]    
Other income:    
Noninterest income (in scope of Topic 606) $ 1,598 $ 1,460
Debit Card [Member]    
Other income:    
Noninterest income (in scope of Topic 606) $ 2,181 $ 2,069