Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2023	Jun. 30, 2022
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 12,502	$ 11,254
Federal funds sold and interest-bearing deposits in financial institutions	12,705	9,698
Total cash and cash equivalents	25,207	20,952
Certificates of deposit in other financial institutions	2,757	3,781
Securities, available-for-sale	287,335	296,347
Securities, held-to-maturity (fair value of $6,939 at March 31, 2023 and $7,831 at June 30, 2022)	7,338	7,874
Equity securities, at fair value	386	400
Federal bank and other restricted stocks, at cost	2,255	2,525
Loans held for sale	999	1,165
Total loans	689,292	611,843
Less allowance for loan losses	(7,823)	(7,160)
Net loans	681,469	604,683
Cash surrender value of life insurance	10,155	9,959
Premises and equipment, net	17,327	16,521
Goodwill	2,452	2,452
Core deposit intangible, net	428	470
Accrued interest receivable and other assets	11,261	10,184
Total assets	1,049,369	977,313
LIABILITIES
Noninterest-bearing demand	258,913	257,665
Interest bearing demand	159,614	157,462
Savings	342,996	369,054
Time	192,876	102,381
Total deposits	954,399	886,562
Short-term borrowings	23,599	21,295
Federal Home Loan Bank advances	8,190	8,256
Accrued interest and other liabilities	6,888	7,230
Total liabilities	993,076	923,343
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 8,500,000 shares authorized; 3,141,092 and 3,132,056 shares issued as of March 31, 2023 and June 30, 2022, respectively)	20,650	20,287
Retained earnings	63,317	56,906
Treasury stock, at cost (48,639 and 75,382 common shares as of March 31, 2023 and June 30, 2022, respectively)	(809)	(1,117)
Accumulated other comprehensive loss	(26,865)	(22,106)
Total shareholders’ equity	56,293	53,970
Total liabilities and shareholders’ equity	$ 1,049,369	$ 977,313