Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 11,574	$ 8,902
Federal funds sold and interest-bearing deposits in financial institutions	9,679	9,627
Total cash and cash equivalents	21,253	18,529
Certificates of deposit in other financial institutions	4,548	5,825
Securities, available-for-sale	269,836	207,760
Securities, held-to-maturity (fair value of $7,264 at December 31, 2021 and $8,352 at June 30, 2021)	7,020	7,996
Equity securities, at fair value	432	424
Federal bank and other restricted stocks, at cost	2,472	2,472
Loans held for sale	838	1,457
Total loans	623,007	566,427
Less allowance for loan losses	(6,932)	(6,471)
Net loans	616,075	559,956
Cash surrender value of life insurance	9,832	9,702
Premises and equipment, net	16,457	15,793
Goodwill	2,452	836
Core deposit intangible, net	498	229
Other real estate owned and repossessed assets	83	0
Accrued interest receivable and other assets	3,107	2,825
Total assets	954,903	833,804
LIABILITIES
Noninterest-bearing demand	239,412	229,102
Interest bearing demand	143,313	127,447
Savings	352,739	282,761
Time	112,756	87,539
Total deposits	848,220	726,849
Short-term borrowings	10,682	12,203
Federal Home Loan Bank advances	16,286	18,050
Accrued interest and other liabilities	6,557	6,802
Total liabilities	881,745	763,904
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 8,500,000 shares authorized; 3,126,874 and 3,124,053 shares issued as of December 31, 2021 and June 30, 2021, respectively)	20,175	20,011
Retained earnings	52,518	47,663
Treasury stock, at cost (75,382 and 95,953 common shares as of December 31, 2021 and June 30, 2021, respectively)	(1,117)	(1,324)
Accumulated other comprehensive income	1,582	3,550
Total shareholders’ equity	73,158	69,900
Total liabilities and shareholders’ equity	$ 954,903	$ 833,804