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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Interest and dividend income    
Loans, including fees $ 7,068 $ 6,489
Securities, taxable 711 372
Securities, tax-exempt 478 420
Equity securities 8 0
Federal bank and other restricted stocks 20 18
Federal funds sold and other interest-bearing deposits 50 47
Total interest and dividend income 8,335 7,346
Interest expense    
Deposits 296 577
Short-term borrowings 2 4
Federal Home Loan Bank advances 64 71
Total interest expense 362 652
Net interest income 7,973 6,694
Provision for loan losses 190 130
Net interest income after provision for loan losses 7,783 6,564
Noninterest income    
Gain on sale of mortgage loans 258 236
Bank owned life insurance income 65 66
Other 83 76
Total noninterest income 1,273 1,141
Noninterest expenses    
Salaries and employee benefits 3,247 2,691
Occupancy and equipment 708 640
Data processing expenses 214 186
Debit card processing expenses 268 238
Professional and director fees 344 237
FDIC assessments 84 61
Franchise taxes 133 109
Marketing and advertising 214 134
Telephone and network communications 114 84
Amortization of intangible 11 6
Other 495 413
Total noninterest expenses 5,832 4,799
Income before income taxes 3,224 2,906
Income tax expense 559 505
Net income $ 2,665 $ 2,401
Basic and diluted earnings per share (in dollars per share) $ 0.88 $ 0.80
Deposit Account [Member]    
Noninterest income    
Noninterest income (in scope of Topic 606) $ 358 $ 307
Debit Card [Member]    
Noninterest income    
Noninterest income (in scope of Topic 606) $ 509 $ 456