Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2021	Jun. 30, 2021
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 10,104	$ 8,902
Federal funds sold and interest-bearing deposits in financial institutions	76,988	9,627
Total cash and cash equivalents	87,092	18,529
Certificates of deposit in other financial institutions	5,560	5,825
Securities, available-for-sale	245,414	207,760
Securities, held-to-maturity (fair value of $8,219 at September 30, 2021 and $8,352 at June 30, 2021)	7,896	7,996
Equity securities, at fair value	424	424
Federal bank and other restricted stocks, at cost	2,472	2,472
Loans held for sale	1,803	1,457
Total loans	577,161	566,427
Less allowance for loan losses	(6,677)	(6,471)
Net loans	570,484	559,956
Cash surrender value of life insurance	9,767	9,702
Premises and equipment, net	16,469	15,793
Goodwill	2,452	836
Core deposit intangible, net	513	229
Accrued interest receivable and other assets	3,540	2,825
Total assets	953,886	833,804
LIABILITIES
Noninterest-bearing demand	243,418	229,102
Interest bearing demand	145,686	127,447
Savings	338,502	282,761
Time	121,580	87,539
Total deposits	849,186	726,849
Short-term borrowings	10,773	12,203
Federal Home Loan Bank advances	16,300	18,050
Accrued interest and other liabilities	6,475	6,802
Total liabilities	882,734	763,904
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 8,500,000 shares authorized; 3,124,053 shares issued as of September 30, 2021 and June 30, 2021)	20,113	20,011
Retained earnings	49,844	47,663
Treasury stock, at cost (75,382 and 95,953 common shares as of September 30, 2021 and June 30, 2021, respectively)	(1,117)	(1,324)
Accumulated other comprehensive income	2,312	3,550
Total shareholders’ equity	71,152	69,900
Total liabilities and shareholders’ equity	$ 953,886	$ 833,804