Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2021	Jun. 30, 2020
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 8,541	$ 8,429
Federal funds sold and interest-bearing deposits in financial institutions	32,491	1,230
Total cash and cash equivalents	41,032	9,659
Certificates of deposit in other financial institutions	7,335	11,635
Securities, available-for-sale	169,059	143,918
Securities, held-to-maturity (fair value of $8,483 at March 31, 2021 and $3,868 at June 30, 2020)	8,036	3,541
Equity securities, at fair value	412
Federal bank and other restricted stocks, at cost	2,472	2,472
Loans held for sale	561	3,507
Total loans	553,137	542,861
Less allowance for loan losses	(6,076)	(5,678)
Net loans	547,061	537,183
Cash surrender value of life insurance	9,637	9,442
Premises and equipment, net	15,345	14,901
Goodwill	836	836
Core deposit intangible, net	236	256
Accrued interest receivable and other assets	3,470	3,470
Total assets	805,492	740,820
LIABILITIES
Noninterest-bearing demand	215,828	190,233
Interest bearing demand	124,046	99,173
Savings	275,636	228,567
Time	88,478	115,382
Total deposits	703,988	633,355
Short-term borrowings	9,419	6,943
Federal Home Loan Bank advances	18,067	31,161
Accrued interest and other liabilities	6,445	6,121
Total liabilities	737,919	677,580
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 8,500,000 shares authorized; 3,124,053 shares issued as of March 31, 2021 and June 30, 2020)	20,011	19,974
Retained earnings	46,154	40,460
Treasury stock, at cost (95,953 and 108,475 common shares as of March 31, 2021 and June 30, 2020, respectively)	(1,324)	(1,454)
Accumulated other comprehensive income	2,732	4,260
Total shareholders’ equity	67,573	63,240
Total liabilities and shareholders’ equity	$ 805,492	$ 740,820