Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Dec. 31, 2020	Jun. 30, 2020
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 8,996	$ 8,429
Federal funds sold and interest-bearing deposits in financial institutions	49	1,230
Total cash and cash equivalents	9,045	9,659
Certificates of deposit in other financial institutions	8,599	11,635
Securities, available-for-sale	145,665	143,918
Securities, held-to-maturity (fair value of $3,605 at December 31, 2020 and $3,868 at June 30, 2020)	3,336	3,541
Equity securities, at fair value	400
Federal bank and other restricted stocks, at cost	2,472	2,472
Loans held for sale	4,770	3,507
Total loans	557,257	542,861
Less allowance for loan losses	(5,912)	(5,678)
Net loans	551,345	537,183
Cash surrender value of life insurance	9,573	9,442
Premises and equipment, net	14,972	14,901
Goodwill	836	836
Core deposit intangible, net	242	256
Accrued interest receivable and other assets	2,805	3,470
Total assets	754,060	740,820
LIABILITIES
Noninterest-bearing demand	194,180	190,233
Interest bearing demand	104,777	99,173
Savings	241,854	228,567
Time	107,551	115,382
Total deposits	648,362	633,355
Short-term borrowings	13,275	6,943
Federal Home Loan Bank advances	18,083	31,161
Accrued interest and other liabilities	6,632	6,121
Total liabilities	686,352	677,580
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 8,500,000 shares authorized; 3,124,053 shares issued as of December 31, 2020 and June 30, 2020)	20,011	19,974
Retained earnings	44,492	40,460
Treasury stock, at cost (95,953 and 108,475 common shares as of December 31, 2020 and June 30, 2020, respectively)	(1,324)	(1,454)
Accumulated other comprehensive income	4,529	4,260
Total shareholders’ equity	67,708	63,240
Total liabilities and shareholders’ equity	$ 754,060	$ 740,820