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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Loans, including fees $ 21,544 $ 16,590
Securities, taxable 1,932 2,192
Securities, tax-exempt 1,597 1,584
Federal bank and other restricted stocks 75 86
Federal funds sold and interest-bearing deposits 157 93
Total interest and dividend income 25,305 20,545
Interest expense:    
Deposits 3,486 2,786
Short-term borrowings 43 51
Federal Home Loan Bank advances 292 319
Total interest expense 3,821 3,156
Net interest income 21,484 17,389
Provision for loan losses 1,980 (440)
Net interest income after provision for loan losses 19,504 17,829
Noninterest income (in scope of Topic 606) 3,216 2,978
Bank owned life insurance death benefit 324
Bank owned life insurance income 265 271
Gain on sale of mortgage loans 543 458
Securities gains, net 355 561
Other 291 260
Total other income 4,703 4,268
Salaries and employee benefits 9,582 8,355
Occupancy and equipment 2,466 2,096
Data processing expenses 907 621
Debit card processing expenses 810 765
Professional and director fees 1,027 799
Federal Deposit Insurance Corporation assessments 106 149
Franchise taxes 403 361
Marketing and advertising 475 424
Loan and collection expenses 95 101
Telephone and communications 301 268
Amortization of intangible 14
Other 1,582 1,579
Total other expenses 17,768 15,518
Income before income taxes 6,439 6,579
Income tax expense 912 1,013
Net income $ 5,527 $ 5,566
Basic and diluted earnings per share (in dollars per share) $ 1.92 $ 2.04
Deposit Account [Member]    
Interest expense:    
Noninterest income (in scope of Topic 606) $ 1,350 $ 1,264
Debit Card [Member]    
Interest expense:    
Noninterest income (in scope of Topic 606) $ 1,575 $ 1,454