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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Interest and dividend income    
Loans, including fees $ 4,761 $ 3,949
Securities, taxable 510 526
Securities, tax-exempt 399 375
Federal bank and other restricted stocks 20 22
Federal funds sold and other interest-bearing deposits 26 23
Total interest and dividend income 5,716 4,895
Interest expense    
Deposits 945 514
Short-term borrowings 11 14
Federal Home Loan Bank advances 79 68
Total interest expense 1,035 596
Net interest income 4,681 4,299
Provision for loan losses 130 115
Net interest income after provision for loan losses 4,551 4,184
Noninterest income    
Noninterest income (in scope of Topic 606) 1,160 740
Bank owned life insurance death benefit 324
Bank owned life insurance income 68 69
Securities gains, net 106 587
Other 207 165
Total noninterest income 1,469 1,495
Noninterest expenses    
Salaries and employee benefits 2,173 1,975
Occupancy and equipment 532 488
Data processing expenses 385 150
Debit card processing expenses 201 194
Professional and director fees 257 170
FDIC assessments (7) 38
Franchise taxes 95 89
Marketing and advertising 181 104
Telephone and network communications 74 72
Other 414 404
Total noninterest expenses 4,305 3,684
Income before income taxes 1,715 1,995
Income tax expense 212 322
Net income $ 1,503 $ 1,673
Basic and diluted earnings per share (in dollars per share) $ 0.55 $ 0.61
Deposit Account [Member]    
Noninterest income    
Noninterest income (in scope of Topic 606) $ 373 $ 316
Debit Card [Member]    
Noninterest income    
Noninterest income (in scope of Topic 606) $ 391 $ 358