Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Cash flows from operating activities:
Net income	$ 5,566	$ 3,581
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation	797	771
Securities amortization and accretion, net	784	963
Provision for loan losses	(440)	310
Gain on disposal of fixed assets	(11)	(6)
Loss on disposition or direct write-down of other real estate owned		2
Net gain on sale of loans	(458)	(367)
Deferred income tax expense	173	462
Gain on sale of securities	(561)	(33)
Origination of loans held for sale	(29,473)	(22,336)
Proceeds from loans held for sale	29,797	22,760
Increase in cash surrender value of life insurance	(271)	(270)
Change in other assets and other liabilities	483	14
Net cash flows from operating activities	6,386	5,851
Securities available-for-sale:
Purchases	(22,914)	(23,878)
Maturities, calls and principal pay downs	19,091	15,618
Proceeds from sales of available-for-sale securities	7,670	2,644
Securities held-to-maturity:
Principal pay downs	238	235
Net decrease in certificates of deposit with other financial institutions	990	948
Purchase of Federal Home Loan Stock	(264)	(34)
Net increase in loans	(49,935)	(45,869)
Acquisition of premises and equipment	(1,671)	(688)
Disposal of premises and equipment	45	6
Proceeds from sale of other real estate owned		69
Net cash flows from investing activities	(46,750)	(50,949)
Cash flows from financing activities:
Net increase in deposit accounts	42,211	55,492
Proceeds from Federal Home Loan Bank advances	13,000	2,700
Repayments of Federal Home Loan Bank advances	(2,056)	(3,264)
Change in short-term borrowings	(9,681)	(10,619)
Dividends paid	(1,421)	(1,351)
Net cash flows from financing activities	42,053	42,958
Increase (decrease) in cash and cash equivalents	1,689	(2,140)
Cash and cash equivalents, beginning of year	7,772	9,912
Cash and cash equivalents, end of year	$ 9,461	$ 7,772