Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2019	Jun. 30, 2018
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 8,147	$ 7,615
Federal funds sold and interest-bearing deposits in financial institutions	205	157
Total cash and cash equivalents	8,352	7,772
Certificates of deposit in other financial institutions	1,983	2,973
Securities, available-for-sale	141,652	144,028
Securities, held-to-maturity (fair value of $3,861 at March 31, 2019 and $4,048 at June 30, 2018)	3,824	4,024
Federal bank and other restricted stocks, at cost	1,459	1,459
Loans held for sale	844	1,448
Total loans	347,462	318,509
Less allowance for loan losses	(3,656)	(3,422)
Net loans	343,806	315,087
Cash surrender value of life insurance	9,538	9,335
Premises and equipment, net	14,260	13,315
Accrued interest receivable and other assets	2,715	3,178
Total assets	528,433	502,619
LIABILITIES
Noninterest-bearing demand	116,673	107,919
Interest bearing demand	79,773	81,299
Savings	160,713	162,204
Time	102,130	78,541
Total deposits	459,289	429,963
Short-term borrowings	4,025	13,367
Federal Home Loan Bank advances	12,106	11,756
Accrued interest and other liabilities	3,902	3,772
Total liabilities	479,322	458,858
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 3,500,000 shares authorized; 2,854,133 shares issued as of March 31, 2019 and June 30, 2018)	14,628	14,630
Retained earnings	35,834	32,342
Treasury stock, at cost (120,288 and 124,489 common shares as of March 31, 2019 and June 30, 2018, respectively)	(1,515)	(1,576)
Accumulated other comprehensive income (loss)	164	(1,635)
Total shareholders’ equity	49,111	43,761
Total liabilities and shareholders’ equity	$ 528,433	$ 502,619