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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2018
Dec. 31, 2017
Interest and dividend income        
Loans, including fees $ 4,059 $ 3,437 $ 8,008 $ 6,665
Securities, taxable 549 441 1,075 931
Securities, tax-exempt 399 367 774 734
Federal bank and other restricted stocks 22 18 44 39
Federal funds sold and other interest bearing deposits 34 28 57 65
Total interest and dividend income 5,063 4,291 9,958 8,434
Interest expense        
Deposits 618 253 1,132 501
Short-term borrowings 14 57 28 112
Federal Home Loan Bank advances 57 54 125 108
Total interest expense 689 364 1,285 721
Net interest income 4,374 3,927 8,673 7,713
Provision for loan losses (775) 60 (660) 150
Net interest income after provision for loan losses 5,149 3,867 9,333 7,563
Noninterest income        
Noninterest income (in scope of Topic 606) 903 771 1,742 1,537
Bank owned life insurance income 68 68 137 136
Securities gains (losses), net (27) 560 38
Total noninterest income 944 839 2,439 1,711
Noninterest expenses        
Salaries and employee benefits 2,099 1,966 4,074 3,776
Occupancy and equipment 515 465 1,003 920
Data processing expenses 157 147 307 295
Debit card processing expenses 189 188 383 368
Professional and director fees 171 122 341 239
FDIC assessments 38 46 76 92
Franchise taxes 88 84 177 168
Marketing and advertising 131 61 235 139
Telephone and network communications 64 75 136 157
Other 428 406 832 799
Total noninterest expenses 3,880 3,560 7,564 6,953
Income before income taxes 2,213 1,146 4,208 2,321
Income tax expense 364 489 686 735
Net income $ 1,849 $ 657 $ 3,522 $ 1,586
Basic and diluted earnings per share (in dollars per share) $ 0.68 $ 0.24 $ 1.29 $ 0.58
Deposit Account [Member]        
Noninterest income        
Noninterest income (in scope of Topic 606) $ 321 $ 301 $ 637 $ 609
Debit Card [Member]        
Noninterest income        
Noninterest income (in scope of Topic 606) 369 325 727 648
Financial Service, Other [Member]        
Noninterest income        
Noninterest income (in scope of Topic 606) $ 213 $ 145 $ 378 $ 280