Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Dec. 31, 2018	Jun. 30, 2018
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 9,579	$ 7,615
Federal funds sold and interest-bearing deposits in financial institutions	170	157
Total cash and cash equivalents	9,749	7,772
Certificates of deposit in other financial institutions	2,473	2,973
Securities, available-for-sale	143,833	144,028
Securities, held-to-maturity (fair value of $3,852 at December 31, 2018 and $4,048 at June 30, 2018)	3,824	4,024
Federal bank and other restricted stocks, at cost	1,459	1,459
Loans held for sale	1,068	1,448
Total loans	333,562	318,509
Less allowance for loan losses	(3,569)	(3,422)
Net loans	329,993	315,087
Cash surrender value of life insurance	9,472	9,335
Premises and equipment, net	13,473	13,315
Accrued interest receivable and other assets	2,611	3,178
Total assets	517,955	502,619
LIABILITIES
Noninterest-bearing demand	111,888	107,919
Interest bearing demand	83,197	81,299
Savings	155,208	162,204
Time	92,237	78,541
Total deposits	442,530	429,963
Short-term borrowings	3,777	13,367
Federal Home Loan Bank advances	20,922	11,756
Accrued interest and other liabilities	3,830	3,772
Total liabilities	471,059	458,858
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 3,500,000 shares authorized; 2,854,133 shares issued as of December 31, 2018 and June 30, 2018)	14,628	14,630
Retained earnings	35,154	32,342
Treasury stock, at cost (120,288 and 124,489 common shares as of December 31, 2018 and June 30, 2018, respectively)	(1,515)	(1,576)
Accumulated other comprehensive loss	(1,371)	(1,635)
Total shareholders’ equity	46,896	43,761
Total liabilities and shareholders’ equity	$ 517,955	$ 502,619