Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Dec. 31, 2017	Jun. 30, 2017
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 8,910	$ 9,439
Federal funds sold and interest-bearing deposits in financial institutions	231	473
Total cash and cash equivalents	9,141	9,912
Certificates of deposit in other financial institutions	3,921	3,921
Securities, available-for-sale	135,738	142,086
Securities, held-to-maturity (fair value of $4,083 at December 31, 2017 and $4,329 at June 30, 2017)	4,061	4,259
Federal bank and other restricted stocks, at cost	1,425	1,425
Loans held for sale	814	1,252
Total loans	293,594	272,867
Less allowance for loan losses	(3,225)	(3,086)
Net loans	290,369	269,781
Cash surrender value of life insurance	9,201	9,065
Premises and equipment, net	13,137	13,398
Other real estate owned	57	71
Accrued interest receivable and other assets	2,418	2,713
Total assets	470,282	457,883
LIABILITIES
Non-interest bearing demand	108,503	102,683
Interest bearing demand	55,056	54,123
Savings	152,659	151,154
Time	66,771	66,511
Total deposits	382,989	374,471
Short-term borrowings	22,507	23,986
Federal Home Loan Bank advances	17,188	12,320
Accrued interest and other liabilities	3,427	3,571
Total liabilities	426,111	414,348
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 3,500,000 shares authorized; 2,854,133 shares issued as of December 31, 2017 and June 30, 2017)	14,630	14,630
Retained earnings	31,044	30,122
Treasury stock, at cost (124,489 and 130,606 common shares as of December 31, 2017 and June 30, 2017, respectively)	(1,576)	(1,662)
Accumulated other comprehensive income	73	445
Total shareholders’ equity	44,171	43,535
Total liabilities and shareholders’ equity	$ 470,282	$ 457,883