Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2017	Jun. 30, 2017
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 9,896	$ 9,439
Federal funds sold and interest-bearing deposits in financial institutions	4,283	473
Total cash and cash equivalents	14,179	9,912
Certificates of deposit in other financial institutions	3,921	3,921
Securities, available-for-sale	136,382	142,086
Securities, held-to-maturity (fair value of $4,258 at September 30, 2017 and $4,329 at June 30, 2017)	4,164	4,259
Federal bank and other restricted stocks, at cost	1,425	1,425
Loans held for sale	2,061	1,252
Total loans	287,718	272,867
Less allowance for loan losses	(3,194)	(3,086)
Net loans	284,524	269,781
Cash surrender value of life insurance	9,133	9,065
Premises and equipment, net	13,287	13,398
Other real estate owned		71
Accrued interest receivable and other assets	2,571	2,713
Total assets	471,647	457,883
LIABILITIES
Non-interest bearing demand	110,407	102,683
Interest bearing demand	54,289	54,123
Savings	152,515	151,154
Time	66,629	66,511
Total deposits	383,840	374,471
Short-term borrowings	27,905	23,986
Federal Home Loan Bank advances	12,304	12,320
Accrued interest and other liabilities	3,327	3,571
Total liabilities	427,376	414,348
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 3,500,000 shares authorized; 2,854,133 shares issued as of September 30, 2017 and June 30, 2017)	14,630	14,630
Retained earnings	30,728	30,122
Treasury stock, at cost (124,489 and 130,606 common shares as of September 30, 2017 and June 30, 2017, respectively)	(1,576)	(1,662)
Accumulated other comprehensive income	489	445
Total shareholders’ equity	44,271	43,535
Total liabilities and shareholders’ equity	$ 471,647	$ 457,883