Note 3 - Loans (Tables)

3 Months Ended

Sep. 30, 2017

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30, 201 7			June 30, 20 17
Commercial	$	51,479		$	46,336
Commercial real estate:
Construction		7,437			5,588
Other		163,991			157,861
1 – 4 Family residential real estate:
Owner occupied		42,861			41,581
Non-owner occupied		14,072			14,377
Construction		2,725			1,993
Consumer		5,153			5,131
Subtotal		287,718			272,867
Allowance for loan losses		(3,194	)		(3,086	)
Net Loans	$	284,524		$	269,781

Allowance for Credit Losses on Financing Receivables [Table Text Block]

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer			Total
Allowance for loan losses:
Beginning balance	$	518	$	2,038	$	473	$	57		$	3,086
Provision for loan losses		52		25		—		13			90
Loans charged-off		—		—		—		(3	)		(3	)
Recoveries		2		18		—		1			21
Total ending allowance balance	$	572	$	2,081	$	473	$	68		$	3,194

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate			Consumer			Total
Allowance for loan losses:
Beginning balance	$	505	$	2,518	$	402		$	141		$	3,566
Provision for loan losses		5		125		27			(21	)		136
Loans charged-off		—		—		(21	)		(4	)		(25	)
Recoveries		—		—		3			4			7
Total ending allowance balance	$	510	$	2,643	$	411		$	120		$	3,684

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	—	$	33	$	—	$	—	$	33
Collectively evaluated for impairment		572		2,048		473		68		3,161
Total ending allowance balance	$	572	$	2,081	$	473	$	68	$	3,194
Recorded investment in loans:
Loans individually evaluated for impairment	$	125	$	1,462	$	425	$	—	$	2,012
Loans collectively evaluated for impairment		51,463		170,356		59,400		5,166		286,385
Total ending loans balance	$	51,588	$	171,818	$	59,825	$	5,166	$	288,397

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	—	$	42	$	2	$	—	$	44
Collectively evaluated for impairment		518		1,996		471		57		3,042
Total ending allowance balance	$	518	$	2,038	$	473	$	57	$	3,086
Recorded investment in loans:
Loans individually evaluated for impairment	$	444	$	1,587	$	203	$	—	$	2,234
Loans collectively evaluated for impairment		45,993		162,176		57,901		5,144		271,214
Total ending loans balance	$	46,437	$	163,763	$	58,104	$	5,144	$	273,448

Impaired Financing Receivables [Table Text Block]

	As of September 30, 2017						Three Months ended September 30, 2017
	Unpaid				Allowance for		Average		Interest		Cash Basis
	Principal		Recorded		Loan Losses		Recorded		Income		Interest
	Balance		Investment		Allocated		Investment		Recognized		Recognized
With no related allowance recorded:
Commercial	$	124	$	125	$	—	$	114	$	2	$	2
Commercial real estate:
Other		1,121		1,123		—		1,053		10		10
1-4 Family residential real estate:
Owner occupied		102		101		—		102		—		—
Non-owner occupied		324		324		—		327		—		—
With an allowance recorded:
Commercial real estate:
Other		338		339		33		343		—		—
Total	$	2,009	$	2,012	$	33	$	1,939	$	12	$	12

	As of June 30, 2017						Three Months ended September 30, 2016
	Unpaid				Allowance for		Average		Interest		Cash Basis
	Principal		Recorded		Loan Losses		Recorded		Income		Interest
	Balance		Investment		Allocated		Investment		Recognized		Recognized
With no related allowance recorded:
Commercial	$	482	$	444	$	—	$	660	$	80	$	80
Commercial real estate:
Construction		—		—		—		329		6		6
Other		1,928		1,039		—		1,555		105		105
1-4 Family residential real estate:
Owner occupied		104		103		—		127		—		—
Non-owner occupied		—		—		—		208		—		—
With an allowance recorded:
Commercial real estate:
Other		548		548		42		2,449		8		8
1-4 Family residential real estate:
Owner occupied		99		100		2		177		2		2
Total	$	3,161	$	2,234	$	44	$	5,505	$	201	$	201

Past Due Financing Receivables [Table Text Block]

	September 30, 2017				June 30, 2017
			Loans Past Due				Loans Past Due
			Over 90 Days				Over 90 Days
			Still				Still
	Non-accrual		Accruing		Non-accrual		Accruing
Commercial	$	—	$	—	$	368	$	—
Commercial real estate:
Other		565		—		729		—
1 – 4 Family residential:
Owner occupied		89		—		90		—
Non-owner occupied		324		—		—		—
Total	$	978	$	—	$	1,187	$	—

	Days Past Due
	30 - 59		60 - 89		90 Days or		Total		Loans Not
	Days		Days		Greater		Past Due		Past Due		Total
Commercial	$	—	$	—	$	—	$	—	$	51,588	$	51,588
Commercial real estate:
Construction		—		—		—		—		7,452		7,452
Other		—		—		—		—		164,366		164,366
1-4 Family residential:
Owner occupied		23		—		74		97		42,885		42,982
Non-owner occupied		—		—		—		—		14,112		14,112
Construction		—		—		—		—		2,731		2,731
Consumer		18		—		—		18		5,148		5,166
Total	$	41	$	—	$	74	$	115	$	288,282	$	288,397

	Days Past Due
	30 - 59		60 - 89		90 Days or		Total		Loans Not
	Days		Days		Greater		Past Due		Past Due		Total
Commercial	$	—	$	—	$	35	$	35	$	46,402	$	46,437
Commercial real estate:
Construction		—		—		—		—		5,596		5,596
Other		—		—		130		130		158,037		158,167
1-4 Family residential:
Owner occupied		13		—		74		87		41,605		41,692
Non-owner occupied		—		—		—		—		14,416		14,416
Construction		—		—		—		—		1,996		1,996
Consumer		22		—		—		22		5,122		5,144
Total	$	35	$	—	$	239	$	274	$	273,174	$	273,448

Financing Receivable Credit Quality Indicators [Table Text Block]

	As of September 30, 2017
			Special						Not
	Pass		Mention		Substandard		Doubtful		Rated
Commercial	$	50,091	$	808	$	303	$	—	$	386
Commercial real estate:
Construction		6,221		1,186		4		—		41
Other		154,075		7,072		1,915		566		738
1-4 Family residential real estate:
Owner occupied		2,420		—		25		15		40,522
Non-owner occupied		12,958		206		440		324		184
Construction		1,154		—		—		—		1,577
Consumer		131		—		—		—		5,035
Total	$	227,050	$	9,272	$	2,687	$	905	$	48,483

	As of June 30, 2017
			Special						Not
	Pass		Mention		Substandard		Doubtful		Rated
Commercial	$	44,435	$	907	$	642	$	—	$	453
Commercial real estate:
Construction		4,514		1,035		—		4		43
Other		150,460		5,110		1,566		470		561
1-4 Family residential real estate:
Owner occupied		2,668		—		11		30		38,983
Non-owner occupied		13,633		210		261		187		125
Construction		1,223		—		—		—		773
Consumer		145		—		—		—		4,999
Total	$	217,078	$	7,262	$	2,480	$	691	$	45,937