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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Interest income:    
Loans, including fees $ 12,333 $ 11,211
Federal funds sold and interest-bearing deposits in financial institutions 122 117
Securities, taxable 1,678 1,880
Securities, tax-exempt 1,434 1,399
Total interest and dividend income 15,567 14,607
Interest expense:    
Deposits 792 679
Interest Expense, Short-term Borrowings 90 39
Federal Home Loan Bank advances 226 184
Total interest expense 1,108 902
Net interest income 14,459 13,705
Provision for loan losses 596 1,498
Net interest income after provision for loan losses 13,863 12,207
Other income:    
Service charges on deposit accounts 1,245 1,269
Debit card interchange income 1,161 948
Bank owned life insurance income 246 193
Gain on sale of mortgage loans 258 186
Securities gains, net 209 202
Gain (loss) on disposition or write-down of other real estate owned (35) 2
Other 166 188
Total other income 3,250 2,988
Other expenses:    
Salaries and employee benefits 7,136 6,933
Occupancy and equipment 1,888 1,612
Data processing expenses 583 578
Professional and director fees 608 447
Federal Deposit Insurance Corporation assessments 175 268
Franchise taxes 336 334
Marketing and advertising 267 302
Loan and collection expenses 155 197
Telephone and communications 305 321
Debit card processing expenses 636 463
Other 1,389 1,314
Total other expenses 13,478 12,769
Income before income taxes 3,635 2,426
Income tax expense 641 279
Net income $ 2,994 $ 2,147
Basic and diluted earnings per share (in dollars per share) $ 1.10 $ 0.79