Note 3 - Loans (Tables)

9 Months Ended

Mar. 31, 2017

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	March 31, 2017			June 30, 2016
Commercial	$	45,291		$	43,156
Commercial real estate:
Construction		9,493			7,755
Other		155,859			152,766
1 – 4 Family residential real estate:
Owner occupied		40,201			31,091
Non-owner occupied		14,811			14,438
Construction		1,895			1,269
Consumer		4,775			5,803
Subtotal		272,325			256,278
Allowance for loan losses		(3,371	)		(3,566	)
Net Loans	$	268,954		$	252,712

Allowance for Credit Losses on Financing Receivables [Table Text Block]

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer			Total
Allowance for loan losses:
Beginning balance	$	497	$	2,100	$	465	$	61		$	3,123
Provision for loan losses		25		195		15		20			255
Loans charged-off		—		—		—		(20	)		(20	)
Recoveries		—		—		7		6			13
Total ending allowance balance	$	522	$	2,295	$	487	$	67		$	3,371

						1-4 Family
			Commercial			Residential
			Real			Real
	Commercial		Estate			Estate			Consumer			Total
Allowance for loan losses:
Beginning balance	$	505	$	2,518		$	402		$	141		$	3,566
Provision for loan losses		16		477			93			(55	)		531
Loans charged-off		—		(700	)		(44	)		(32	)		(776	)
Recoveries		1		—			36			13			50
Total ending allowance balance	$	522	$	2,295		$	487		$	67		$	3,371

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate			Consumer			Total
Allowance for loan losses:
Beginning balance	$	397	$	1,728	$	307		$	123		$	2,555
Provision for loan losses		61		52		17			—			130
Loans charged-off		—		—		(18	)		(7	)		(25	)
Recoveries		—		—		—			3			3
Total ending allowance balance	$	458	$	1,780	$	306		$	119		$	2,663

						1-4 Family
			Commercial			Residential
			Real			Real
	Commercial		Estate			Estate			Consumer			Total
Allowance for loan losses:
Beginning balance	$	316	$	1,660		$	289		$	167		$	2,432
Provision for loan losses		142		125			155			(8	)		414
Loans charged-off		—		(5	)		(138	)		(58	)		(201	)
Recoveries		—		—			—			18			18
Total ending allowance balance	$	458	$	1,780		$	306		$	119		$	2,663

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	4	$	330	$	2	$	—	$	336
Collectively evaluated for impairment		518		1,965		485		67		3,035
Total ending allowance balance	$	522	$	2,295	$	487	$	67	$	3,371
Recorded investment in loans:
Loans individually evaluated for impairment	$	4	$	3,303	$	397	$	—	$	3,704
Loans collectively evaluated for impairment		45,387		162,379		56,660		4,787		269,213
Total ending loans balance	$	45,391	$	165,682	$	57,057	$	4,787	$	272,917

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	—	$	868	$	6	$	—	$	874
Collectively evaluated for impairment		505		1,650		396		141		2,692
Total ending allowance balance	$	505	$	2,518	$	402	$	141	$	3,566
Recorded investment in loans:
Loans individually evaluated for impairment	$	1,029	$	5,105	$	758	$	—	$	6,892
Loans collectively evaluated for impairment		42,219		155,734		46,166		5,816		249,935
Total ending loans balance	$	43,248	$	160,839		46,924	$	5,816	$	256,827

Impaired Financing Receivables [Table Text Block]

	As of March 31, 2017						Nine Months ended March 31, 2017
	Unpaid				Allowance for		Average		Interest		Cash Basis
	Principal		Recorded		Loan Losses		Recorded		Income		Interest
	Balance		Investment		Allocated		Investment		Recognized		Recognized
With no related allowance recorded:
Commercial	$	—	$	—	$	—	$	220	$	80	$	80
Commercial real estate:
Construction		6		5		—		115		6		6
Other		1,857		969		—		1,026		105		105
1-4 Family residential real estate:
Owner occupied		188		188		—		124		—		—
Non-owner occupied		193		192		—		202		—		—
With an allowance recorded:
Commercial		4		4		4		6		—		—
Commercial real estate:
Other		2,334		2,329		330		1,936		18		18
1-4 Family residential real estate:
Owner occupied		17		17		2		126		4		4
Total	$	4,599	$	3,704	$	336	$	3,755	$	213	$	213

	Average		Interest		Cash Basis
	Recorded		Income		Interest
	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial real estate:
Construction	$	6	$	—	$	—
Other		917		—		—
1-4 Family residential real estate:
Owner occupied		119		—		—
Non-owner occupied		195		—		—
With an allowance recorded:
Commercial		4		—		—
Commercial real estate:
Other		1,747		3		3
1-4 Family residential real estate:
Owner occupied		101		1		1
Total	$	3,089	$	4	$	4

	As of June 30, 2016						Nine Months ended March 31, 2016
	Unpaid				Allowance for		Average		Interest		Cash Basis
	Principal		Recorded		Loan Losses		Recorded		Income		Interest
	Balance		Investment		Allocated		Investment		Recognized		Recognized
With no related allowance recorded:
Commercial	$	1,033	$	1,029	$	—	$	—	$	—	$	—
Commercial real estate:
Construction		386		384		—		18		—		—
Other		2,121		2,106		—		2,164		—		—
1-4 Family residential real estate:
Owner occupied		175		174		—		280		1		1
Non-owner occupied		722		407		—		413		—		—
With an allowance recorded:
Commercial real estate:
Other		2,802		2,615		868		1,026		26		26
1-4 Family residential real estate:
Owner occupied		177		177		6		156		5		5
Non-owner occupied		—		—		—		153		4		4
Total	$	7,416	$	6,892	$	874	$	4,210	$	36	$	36

	Average		Interest		Cash Basis
	Recorded		Income		Interest
	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial real estate:
Construction	$	20	$	—	$	—
Other		2,183		—		—
1-4 Family residential real estate:
Owner occupied		294		1		1
Non-owner occupied		557		—		—
With an allowance recorded:
Commercial real estate:
Other		1,111		8		8
1-4 Family residential real estate:
Owner occupied		159		1		1
Total	$	4,324	$	10	$	10

Past Due Financing Receivables [Table Text Block]

	March 31, 2017				June 30, 2016
			Loans Past Due				Loans Past Due
			Over 90 Days				Over 90 Days
			Still				Still
	Non-accrual		Accruing		Non-accrual		Accruing
Commercial	$	41	$	—	$	1,009	$	—
Commercial real estate:
Construction		6		—		384		—
Other		3,054		—		4,000		—
1 – 4 Family residential:
Owner occupied		91		—		234		—
Non-owner occupied		193		—		407		—
Consumer		—		5		—		—
Total	$	3,385	$	5	$	6,034	$	—

	Days Past Due
	30 - 59		60 - 89		90 Days or		Total		Loans Not
	Days		Days		Greater		Past Due		Past Due		Total
Commercial	$	88	$	—	$	41	$	129	$	45,262	$	45,391
Commercial real estate:
Construction		—		—		—		—		9,508		9,508
Other		253		1,762		831		2,846		153,328		156,174
1-4 Family residential:
Owner occupied		11		1		74		86		40,220		40,306
Non-owner occupied		—		—		—		—		14,851		14,851
Construction		—		—		—		—		1,900		1,900
Consumer		—		5		5		10		4,777		4,787
Total	$	352	$	1,768	$	951	$	3,071	$	269,846	$	272,917

	Days Past Due
	30 - 59		60 - 89		90 Days or		Total		Loans Not
	Days		Days		Greater		Past Due		Past Due		Total
Commercial	$	123	$	—	$	—	$	123	$	43,125	$	43,248
Commercial real estate:
Construction		—		—		—		—		7,764		7,764
Other		59		—		2,110		2,169		150,906		153,075
1-4 Family residential:
Owner occupied		15		—		218		233		30,947		31,180
Non-owner occupied		—		—		196		196		14,278		14,474
Construction		—		—		—		—		1,270		1,270
Consumer		7		—		—		7		5,809		5,816
Total	$	204	$	—	$	2,524	$	2,728	$	254,099	$	256,827

Financing Receivable Credit Quality Indicators [Table Text Block]

	As of March 31, 2017
			Special						Not
	Pass		Mention		Substandard		Doubtful		Rated
Commercial	$	43,574	$	1,075	$	85	$	4	$	653
Commercial real estate:
Construction		8,646		811		—		6		45
Other		145,086		6,499		1,097		3,054		438
1-4 Family residential real estate:
Owner occupied		2,648		—		12		17		37,629
Non-owner occupied		14,091		175		265		193		127
Construction		860		—		—		—		1,040
Consumer		127		—		—		—		4,660
Total	$	215,032	$	8,560	$	1,459	$	3,274	$	44,592

	As of June 30, 2016
			Special						Not
	Pass		Mention		Substandard		Doubtful		Rated
Commercial	$	35,243	$	6,190	$	1,162	$	—	$	653
Commercial real estate:
Construction		7,305		—		384		—		75
Other		144,101		2,482		4,026		2,150		316
1-4 Family residential real estate:
Owner occupied		3,506		72		349		47		27,206
Non-owner occupied		12,999		406		486		196		387
Construction		235		—		—		—		1,035
Consumer		210		—		6		—		5,600
Total	$	203,599	$	9,150	$	6,413	$	2,393	$	35,272