Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Dec. 31, 2016	Jun. 30, 2016
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 8,139	$ 8,164
Federal funds sold and interest-bearing deposits in financial institutions	2,711	2,017
Total cash and cash equivalents	10,850	10,181
Certificates of deposit in other financial institutions	4,916	5,906
Securities, available-for-sale	131,285	133,369
Securities, held-to-maturity (fair value of $4,293 at December 31, 2016 and $3,619 at June 30, 2016)	4,296	3,494
Federal bank and other restricted stocks, at cost	1,396	1,396
Loans held for sale	1,774	1,048
Total loans	264,804	256,278
Less allowance for loan losses	(3,123)	(3,566)
Net loans	261,681	252,712
Cash surrender value of life insurance	8,930	6,819
Premises and equipment, net	13,451	13,585
Accrued interest receivable and other assets	2,856	1,880
Total assets	441,435	430,390
LIABILITIES
Non-interest bearing demand	100,161	98,224
Interest bearing demand	48,991	48,810
Savings	140,123	134,606
Time	66,170	65,008
Total deposits	355,445	346,648
Short-term borrowings	19,352	19,129
Federal Home Loan Bank advances	20,976	17,281
Accrued interest and other liabilities	3,452	3,539
Total liabilities	399,225	386,597
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)
Common stock (no par value, 3,500,000 shares authorized; 2,854,133 shares issued as of December 31, 2016 and June 30, 2016)	14,630	14,630
Retained earnings	29,405	28,432
Treasury stock, at cost (130,606 and 130,375 common shares as of December 31, 2016 and June 30, 2016, respectively)	(1,662)	(1,658)
Accumulated other comprehensive income	(163)	2,389
Total shareholders’ equity	42,210	43,793
Total liabilities and shareholders’ equity	$ 441,435	$ 430,390