Note 3 - Loans (Tables)

6 Months Ended

Dec. 31, 2016

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	December 31, 2016			June 30, 2016
Commercial	$	41,938		$	43,156
Commercial real estate:
Construction		8,831			7,755
Other		153,563			152,766
1 – 4 Family residential real estate:
Owner occupied		37,652			31,091
Non-owner occupied		14,489			14,438
Construction		2,981			1,269
Consumer		5,350			5,803
Subtotal		264,804			256,278
Allowance for loan losses		(3,123	)		(3,566	)
Net Loans	$	261,681		$	252,712

Allowance for Credit Losses on Financing Receivables [Table Text Block]

							1-4 Family
				Commercial			Residential
				Real			Real
	Commercial			Estate			Estate			Consumer			Total
Allowance for loan losses:
Beginning balance	$	510		$	2,643		$	411		$	120		$	3,684
Provision for loan losses		(14	)		157			51			(54	)		140
Loans charged-off		—			(700	)		(23	)		(8	)		(731	)
Recoveries		1			—			26			3			30
Total ending allowance balance	$	497		$	2,100		$	465		$	61		$	3,123

							1-4 Family
				Commercial			Residential
				Real			Real
	Commercial			Estate			Estate			Consumer			Total
Allowance for loan losses:
Beginning balance	$	505		$	2,518		$	402		$	141		$	3,566
Provision for loan losses		(9	)		282			78			(75	)		276
Loans charged-off		—			(700	)		(44	)		(12	)		(756	)
Recoveries		1			—			29			7			37
Total ending allowance balance	$	497		$	2,100		$	465		$	61		$	3,123

						1-4 Family
			Commercial			Residential
			Real			Real
	Commercial		Estate			Estate			Consumer			Total
Allowance for loan losses:
Beginning balance	$	387	$	1,727		$	278		$	122		$	2,514
Provision for loan losses		10		3			149			30			192
Loans charged-off		—		(2	)		(120	)		(33	)		(155	)
Recoveries		—		—			—			4			4
Total ending allowance balance	$	397	$	1,728		$	307		$	123		$	2,555

						1-4 Family
			Commercial			Residential
			Real			Real
	Commercial		Estate			Estate			Consumer			Total
Allowance for loan losses:
Beginning balance	$	316	$	1,660		$	289		$	167		$	2,432
Provision for loan losses		81		73			138			(8	)		284
Loans charged-off		—		(5	)		(120	)		(51	)		(176	)
Recoveries		—		—			—			15			15
Total ending allowance balance	$	397	$	1,728		$	307		$	123		$	2,555

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	4	$	56	$	2	$	—	$	62
Collectively evaluated for impairment		493		2,044		463		61		3,061
Total ending allowance balance	$	497	$	2,100	$	465	$	61	$	3,123
Recorded investment in loans:
Loans individually evaluated for impairment	$	41	$	1,482	$	427	$	—	$	1,950
Loans collectively evaluated for impairment		41,992		161,271		54,843		5,362		263,468
Total ending loans balance	$	42,033	$	162,753	$	55,270	$	5,362	$	265,418

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	—	$	868	$	6	$	—	$	874
Collectively evaluated for impairment		505		1,650		396		141		2,692
Total ending allowance balance	$	505	$	2,518	$	402	$	141	$	3,566
Recorded investment in loans:
Loans individually evaluated for impairment	$	1,029	$	5,105	$	758	$	—	$	6,892
Loans collectively evaluated for impairment		42,219		155,734		46,166		5,816		249,935
Total ending loans balance	$	43,248	$	160,839	$	46,924	$	5,816	$	256,827

Impaired Financing Receivables [Table Text Block]

	As of December 31, 2016						Six Months ended December 31, 2016
	Unpaid				Allowance for		Average		Interest		Cash Basis
	Principal		Recorded		Loan Losses		Recorded		Income		Interest
	Balance		Investment		Allocated		Investment		Recognized		Recognized
With no related allowance recorded:
Commercial	$	—	$	—	$	—	$	330	$	80	$	80
Commercial real estate:
Construction		7		7		—		170		6		6
Other		1,779		891		—		1,081		105		105
1-4 Family residential real estate:
Owner occupied		127		127		—		127		—		—
Non-owner occupied		200		199		—		205		—		—
With an allowance recorded:
Commercial		41		41		4		7		—		—
Commercial real estate:
Other		583		584		56		2,030		15		15
1-4 Family residential real estate:
Owner occupied		101		101		2		139		3		3
Total	$	2,838	$	1,950	$	62	$	4,089	$	209	$	209

	Average		Interest		Cash Basis
	Recorded		Income		Interest
	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial real estate:
Construction	$	10	$	—	$	—
Other		607		—		—
1-4 Family residential real estate:
Owner occupied		127		—		—
Non-owner occupied		202		—		—
With an allowance recorded:
Commercial		14		—		—
Commercial real estate:
Other		1,612		7		7
1-4 Family residential real estate:
Owner occupied		101		1		1
Total	$	2,673	$	8	$	8

	As of June 30, 2016						Six Months ended December 31, 2015
	Unpaid				Allowance for		Average		Interest		Cash Basis
	Principal		Recorded		Loan Losses		Recorded		Income		Interest
	Balance		Investment		Allocated		Investment		Recognized		Recognized
With no related allowance recorded:
Commercial	$	1,033	$	1,029	$	—	$	—	$	—	$	—
Commercial real estate:
Construction		386		384		—		17		—		—
Other		2,121		2,106		—		2,177		—		—
1-4 Family residential real estate:
Owner occupied		175		174		—		282		—		—
Non-owner occupied		722		407		—		341		—		—
With an allowance recorded:
Commercial real estate:
Other		2,802		2,615		868		984		18		18
1-4 Family residential real estate:
Owner occupied		177		177		6		188		4		4
Non-owner occupied		—		—		—		229		4		4
Total	$	7,416	$	6,892	$	874	$	4,218	$	26	$	26

	Average		Interest		Cash Basis
	Recorded		Income		Interest
	Investment		Recognized		Recognized
With no related allowance recorded:
Commercial real estate:
Construction	$	22	$	—	$	—
Other		2,202		—		—
1-4 Family residential real estate:
Owner occupied		280		—		—
Non-owner occupied		604		—		—
With an allowance recorded:
Commercial real estate:
Other		1,122		9		9
1-4 Family residential real estate:
Owner occupied		187		2		2
Total	$	4,417	$	11	$	11

Past Due Financing Receivables [Table Text Block]

	December 31, 2016				June 30, 2016
			Loans Past Due				Loans Past Due
			Over 90 Days				Over 90 Days
			Still				Still
	Non-accrual		Accruing		Non-accrual		Accruing
Commercial	$	41	$	—	$	1,009	$	—
Commercial real estate:
Construction		7		—		384		—
Other		1,229		—		4,000		—
1 – 4 Family residential:
Owner occupied		112		—		234		—
Non-owner occupied		200		—		407		—
Consumer		—		—		—		—
Total	$	1,589	$	—	$	6,034	$	—

	Days Past Due
	30 - 59		60 - 89		90 Days or		Total		Loans Not
	Days		Days		Greater		Past Due		Past Due		Total
Commercial	$	97	$	72	$	—	$	169	$	41,864	$	42,033
Commercial real estate:
Construction		—		—		—		—		8,845		8,845
Other		—		—		879		879		153,029		153,908
1-4 Family residential:
Owner occupied		—		14		112		126		37,628		37,754
Non-owner occupied		—		—		—		—		14,531		14,531
Construction		—		—		—		—		2,985		2,985
Consumer		16		16		—		32		5,330		5,362
Total	$	113	$	102	$	991	$	1,206	$	264,212	$	265,418

	Days Past Due
	30 - 59		60 - 89		90 Days or		Total		Loans Not
	Days		Days		Greater		Past Due		Past Due		Total
Commercial	$	123	$	—	$	—	$	123	$	43,125	$	43,248
Commercial real estate:
Construction		—		—		—		—		7,764		7,764
Other		59		—		2,110		2,169		150,906		153,075
1-4 Family residential:
Owner occupied		15		—		218		233		30,947		31,180
Non-owner occupied		—		—		196		196		14,278		14,474
Construction		—		—		—		—		1,270		1,270
Consumer		7		—		—		7		5,809		5,816
Total	$	204	$	—	$	2,524	$	2,728	$	254,099	$	256,827

Financing Receivable Credit Quality Indicators [Table Text Block]

	As of December 31, 2016
			Special						Not
	Pass		Mention		Substandard		Doubtful		Rated
Commercial	$	40,230	$	1,115	$	116	$	4	$	568
Commercial real estate:
Construction		8,792		—		—		7		46
Other		145,302		5,017		1,118		1,229		1,242
1-4 Family residential real estate:
Owner occupied		3,050		—		12		47		34,645
Non-owner occupied		13,713		178		268		200		172
Construction		601		—		—		—		2,384
Consumer		145		—		—		—		5,217
Total	$	211,833	$	6,310	$	1,514	$	1,487	$	44,274

	As of June 30, 2016
			Special						Not
	Pass		Mention		Substandard		Doubtful		Rated
Commercial	$	35,243	$	6,190	$	1,162	$	—	$	653
Commercial real estate:
Construction		7,305		—		384		—		75
Other		144,101		2,482		4,026		2,150		316
1-4 Family residential real estate:
Owner occupied		3,506		72		349		47		27,206
Non-owner occupied		12,999		406		486		196		387
Construction		235		—		—		—		1,035
Consumer		210		—		6		—		5,600
Total	$	203,599	$	9,150	$	6,413	$	2,393	$	35,272