Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2016	Jun. 30, 2016
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 8,526	$ 8,164
Federal funds sold and interest-bearing deposits in financial institutions	4,007	2,017
Total cash and cash equivalents	12,533	10,181
Certificates of deposit in other financial institutions	5,656	5,906
Securities, available-for-sale	128,310	133,369
Securities, held-to-maturity (fair value of $4,510 at September 30, 2016 and $3,619 at June 30, 2016)	4,399	3,494
Federal bank and other restricted stocks, at cost	1,396	1,396
Loans held for sale	1,810	1,048
Total loans	260,487	256,278
Less allowance for loan losses	(3,684)	(3,566)
Net loans	256,803	252,712
Cash surrender value of life insurance	6,867	6,819
Premises and equipment, net	13,588	13,585
Other real estate owned	10
Accrued interest receivable and other assets	2,052	1,880
Total assets	433,424	430,390
LIABILITIES
Non-interest bearing demand	104,029	98,224
Interest bearing demand	50,338	48,810
Savings	132,584	134,606
Time	66,020	65,008
Total deposits	352,971	346,648
Short-term borrowings	20,546	19,129
Federal Home Loan Bank advances	12,366	17,281
Accrued interest and other liabilities	3,521	3,539
Total liabilities	389,404	386,597
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)
Common stock (no par value, 3,500,000 shares authorized; 2,854,133 shares issued as of September 30, 2016 and June 30, 2016)	14,630	14,630
Retained earnings	29,006	28,432
Treasury stock, at cost (130,606 and 130,375 common shares as of September 30, 2016 and June 30, 2016, respectively)	(1,658)	(1,658)
Accumulated other comprehensive income	2,042	2,389
Total shareholders’ equity	44,020	43,793
Total liabilities and shareholders’ equity	$ 433,424	$ 430,390