Note 3 - Loans (Tables)

3 Months Ended

Sep. 30, 2016

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30,			June 30,
	2016			2016
Commercial	$	44,855		$	43,156
Commercial real estate:
Construction		7,170			7,755
Other		153,375			152,766
1 – 4 Family residential real estate:
Owner occupied		32,150			31,091
Non-owner occupied		15,093			14,438
Construction		2,348			1,269
Consumer		5,496			5,803
Subtotal		260,487			256,278
Allowance for loan losses		(3,684	)		(3,566	)
Net Loans	$	256,803		$	252,712

Allowance for Credit Losses on Financing Receivables [Table Text Block]

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate			Consumer			Total
Allowance for loan losses:
Beginning balance	$	505	$	2,518	$	402		$	141		$	3,566
Provision for loan losses		5		125		27			(21	)		136
Loans charged-off		—		—		(21	)		(4	)		(25	)
Recoveries		—		—		3			4			7
Total ending allowance balance	$	510	$	2,643	$	411		$	120		$	3,684

						1-4 Family
			Commercial			Residential
			Real			Real
	Commercial		Estate			Estate			Consumer			Total
Allowance for loan losses:
Beginning balance	$	316	$	1,660		$	289		$	167		$	2,432
Provision for loan losses		71		70			(11	)		(38	)		92
Loans charged-off		—		(3	)		—			(18	)		(21	)
Recoveries		—		—			—			11			11
Total ending allowance balance	$	387	$	1,727		$	278		$	122		$	2,514

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	—	$	895	$	6	$	—	$	901
Collectively evaluated for impairment		510		1,748		405		120		2,783
Total ending allowance balance	$	510	$	2,643	$	411	$	120	$	3,684
Recorded investment in loans:
Loans individually evaluated for impairment	$	—	$	2,612	$	510	$	—	$	3,122
Loans collectively evaluated for impairment		44,953		158,277		49,206		5,507		257,943
Total ending loans balance	$	44,953	$	160,889	$	49,716	$	5,507	$	261,065

					1-4 Family
			Commercial		Residential
			Real		Real
	Commercial		Estate		Estate		Consumer		Total
Allowance for loan losses:
Ending allowance balance attributable to loans:
Individually evaluated for impairment	$	—	$	868	$	6	$	—	$	874
Collectively evaluated for impairment		505		1,650		396		141		2,692
Total ending allowance balance	$	505	$	2,518	$	402	$	141	$	3,566
Recorded investment in loans:
Loans individually evaluated for impairment	$	1,029	$	5,105	$	758	$	—	$	6,892
Loans collectively evaluated for impairment		42,219		155,734		46,166		5,816		249,935
Total ending loans balance	$	43,248	$	160,839	$	46,924	$	5,816	$	256,827

Impaired Financing Receivables [Table Text Block]

	As of September 30, 2016						Three Months ended September 30, 2016
	Unpaid				Allowance for		Average		Interest		Cash Basis
	Principal		Recorded		Loan Losses		Recorded		Income		Interest
	Balance		Investment		Allocated		Investment		Recognized		Recognized
With no related allowance recorded:
Commercial	$	—	$	—	$	—	$	660	$	80	$	80
Commercial real estate:
Construction		16		16		—		329		6		6
Other		62		62		—		1,555		105		105
1-4 Family residential real estate:
Owner occupied		127		127		—		127		—		—
Non-owner occupied		207		206		—		208		—		—
With an allowance recorded:
Commercial real estate:
Other		2,728		2,534		895		2,449		8		8
1-4 Family residential real estate:
Owner occupied		176		177		6		177		2		2
Total	$	3,316	$	3,122	$	901	$	5,505	$	201	$	201

	As of June 30, 2016						Three Months ended September 30, 2015
	Unpaid				Allowance for		Average		Interest		Cash Basis
	Principal		Recorded		Loan Losses		Recorded		Income		Interest
	Balance		Investment		Allocated		Investment		Recognized		Recognized
With no related allowance recorded:
Commercial	$	1,033	$	1,029	$	—	$	—	$	—	$	—
Commercial real estate:
Construction		386		384		—		12		—		—
Other		2,121		2,106		—		2,059		—		—
1-4 Family residential real estate:
Owner occupied		175		174		—		267		—		—
Non-owner occupied		722		407		—		77		—		—
With an allowance recorded:
Commercial real estate:
Other		2,802		2,615		868		894		9		9
1-4 Family residential real estate:
Owner occupied		177		177		6		122		2		2
Non-owner occupied		—		—		—		458		4		4
Total	$	7,416	$	6,892	$	874	$	3,889	$	15	$	15

Past Due Financing Receivables [Table Text Block]

	September 30, 2016				June 30, 2016
			Loans Past Due				Loans Past Due
			Over 90 Days				Over 90 Days
			Still				Still
	Non-accrual		Accruing		Non-accrual		Accruing
Commercial	$	—	$	—	$	1,009	$	—
Commercial real estate:
Construction		16		—		384		—
Other		1,945		—		4,000		—
1 – 4 Family residential:
Owner occupied		187		—		234		—
Non-owner occupied		206		—		407		—
Consumer		—		—		—		—
Total	$	2,354	$	—	$	6,034	$	—

	Days Past Due
	30 - 59		60 - 89		90 Days or		Total		Loans Not
	Days		Days		Greater		Past Due		Past Due		Total
Commercial	$	—	$	—	$	—	$	—	$	44,953	$	44,953
Commercial real estate:
Construction		—		—		—		—		7,182		7,182
Other		—		—		1,578		1,578		152,129		153,707
1-4 Family residential:
Owner occupied		11		—		187		198		32,035		32,233
Non-owner occupied		—		—		—		—		15,132		15,132
Construction		—		—		—		—		2,351		2,351
Consumer		5		9		—		14		5,493		5,507
Total	$	16	$	9	$	1,765	$	1,790	$	259,275	$	261,065

	Days Past Due
	30 - 59		60 - 89		90 Days or		Total		Loans Not
	Days		Days		Greater		Past Due		Past Due		Total
Commercial	$	123	$	—	$	—	$	123	$	43,125	$	43,248
Commercial real estate:
Construction		—		—		—		—		7,764		7,764
Other		59		—		2,110		2,169		150,906		153,075
1-4 Family residential:
Owner occupied		15		—		218		233		30,947		31,180
Non-owner occupied		—		—		196		196		14,278		14,474
Construction		—		—		—		—		1,270		1,270
Consumer		7		—		—		7		5,809		5,816
Total	$	204	$	—	$	2,524	$	2,728	$	254,099	$	256,827

Financing Receivable Credit Quality Indicators [Table Text Block]

	As of September 30, 2016
			Special						Not
	Pass		Mention		Substandard		Doubtful		Rated
Commercial	$	37,910	$	6,461	$	74	$	—	$	508
Commercial real estate:
Construction		7,118		—		—		16		48
Other		147,315		2,377		1,827		1,945		243
1-4 Family residential real estate:
Owner occupied		3,357		71		346		47		28,412
Non-owner occupied		14,111		182		272		206		361
Construction		760		—		—		—		1,591
Consumer		161		—		5		—		5,341
Total	$	210,732	$	9,091	$	2,524	$	2,214	$	36,504

	As of June 30, 2016
			Special						Not
	Pass		Mention		Substandard		Doubtful		Rated
Commercial	$	35,243	$	6,190	$	1,162	$	—	$	653
Commercial real estate:
Construction		7,305		—		384		—		75
Other		144,101		2,482		4,026		2,150		316
1-4 Family residential real estate:
Owner occupied		3,506		72		349		47		27,206
Non-owner occupied		12,999		406		486		196		387
Construction		235		—		—		—		1,035
Consumer		210		—		6		—		5,600
Total	$	203,599	$	9,150	$	6,413	$	2,393	$	35,272