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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Cash flows from operating activities:    
Net income $ 2,147 $ 2,958
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation 647 575
Securities amortization and accretion, net 1,092 1,009
Provision for loan losses 1,498 430
Loss on disposal of fixed assets 7
Gain on disposition of other real estate owned (2) (30)
Net gain on sale of loans (186) (231)
Deferred income tax benefit (142) (22)
Gain on sale of securities (202) (160)
Origination of loans held for sale (13,495) (16,590)
Proceeds from loans held for sale 13,095 16,918
Increase in cash surrender value of life insurance (193) (183)
Change in other assets and other liabilities (415) 932
Net cash flows from operating activities 3,851 5,606
Securities available-for-sale:    
Purchases (29,739) (55,352)
Maturities, calls and principal pay downs 24,285 27,047
Proceeds from sales of available-for-sale securities 10,596 16,124
Securities held-to-maturity:    
Purchases (780)
Principal pay downs 161 125
Net increase in certificates of deposit with other financial institutions (1,436) (1,767)
Net increase in loans (28,161) (3,956)
Purchase of Bank owned life insurance (476)
Acquisition of premises and equipment (2,634) (5,467)
Proceeds from sale of other real estate owned 40 234
Net cash flows from investing activities (26,888) (24,268)
Cash flows from financing activities:    
Net increase in deposit accounts 13,652 19,099
Proceeds from Federal Home Loan advances 16,300 8,500
Repayments of FHLB advances (5,259) (8,556)
Change in short-term borrowings (709) 349
Dividends paid (1,310) (1,311)
Net cash flows from financing activities 22,674 18,081
Decrease in cash and cash equivalents (363) (581)
Cash and cash equivalents, beginning of year 10,544 11,125
Cash and cash equivalents, end of year 10,181 10,544
Supplemental disclosures of cash flow information:    
Interest 903 952
Federal income taxes paid 725 735
Noncash transactions:    
Transfer from loans to repossessed assets 38
Expired and forfeited dividend reinvestment plan shares associated with restricted stock awards that were retired to treasury stock $ 6 $ 2