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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Interest income:    
Loans, including fees $ 11,211 $ 11,034
Federal funds sold and interest-bearing deposits in financial institutions 117 73
Securities, taxable 1,880 1,887
Securities, tax-exempt 1,399 1,363
Total interest and dividend income 14,607 14,357
Interest expense:    
Deposits 679 736
Interest Expense, Short-term Borrowings 39 31
Federal Home Loan Bank advances 184 182
Total interest expense 902 949
Net interest income 13,705 13,408
Provision for loan losses 1,498 430
Net interest income after provision for loan losses 12,207 12,978
Other income:    
Service charges on deposit accounts 1,269 1,229
Debit card interchange income 948 916
Bank owned life insurance income 193 183
Gain on sale of mortgage loans 186 231
Securities gains, net 202 160
Gain on disposition of other real estate owned 2 30
Other 188 225
Total other income 2,988 2,974
Other expenses:    
Salaries and employee benefits 6,933 6,831
Occupancy and equipment 1,612 1,456
Data processing expenses 578 573
Professional and director fees 447 438
Federal Deposit Insurance Corporation assessments 268 226
Franchise taxes 334 315
Marketing and advertising 302 248
Loan and collection expenses 197 125
Telephone and communications 321 288
Debit card processing expenses 463 462
Other 1,314 1,314
Total other expenses 12,769 12,276
Income before income taxes 2,426 3,676
Income tax expense 279 718
Net income $ 2,147 $ 2,958
Basic earnings per share (in dollars per share) $ 0.79 $ 1.09
Diluted earnings per share (in dollars per share) $ 0.79 $ 1.08