CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities:
Net income	$ 2,958	$ 2,837
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation	575	551
Securities amortization and accretion, net	1,009	942
Provision for loan losses	430	249
(Gain) loss on disposition of other real estate owned	(30)	10
Net gain on sale of loans	(231)	(125)
Deferred income tax expense (benefit)	(22)	27
Gain on sale of securities	(160)	(49)
Origination of loans held for sale	(16,590)	(6,636)
Proceeds from loans held for sale	16,918	6,295
Increase in cash surrender value of life insurance	(183)	(178)
Change in:
Other assets and other liabilities	932	66
Net cash flows from operating activities	5,606	3,989
Securities available-for-sale:
Purchases	(55,352)	(50,310)
Maturities, calls and principal pay downs	27,047	17,573
Proceeds from sales of available-for-sale securities	16,124	4,648
Securities held-to-maturity:
Purchases	(780)	0
Principal pay downs	125	0
Net (increase) decrease in certificates of deposit with other financial institutions	(1,767)	1,472
Purchase of Federal Reserve Bank stock, at cost	0	(210)
Net increase in loans	(3,956)	(9,179)
Purchase of Bank owned life insurance	(476)	0
Acquisition of premises and equipment	(5,467)	(1,556)
Proceeds from sale of other real estate owned	234	699
Net cash flows from investing activities	(24,268)	(36,863)
Cash flows from financing activities:
Net increase in deposit accounts	19,099	19,790
Proceeds from Federal Home Loan advances	8,500	2,500
Repayments of FHLB advances	(8,556)	(2,570)
Change in short-term borrowings	349	6,999
Net proceeds from rights and public offerings	0	9,237
Dividends paid	(1,311)	(1,313)
Net cash flows from financing activities	18,081	34,643
Increase (decrease) in cash and cash equivalents	(581)	1,769
Cash and cash equivalents, beginning of year	11,125	9,356
Cash and cash equivalents, end of period	10,544	11,125
Supplemental disclosures of cash flow information:
Interest	952	999
Federal income taxes	735	785
Noncash transactions:
Transfer from loans to repossessed assets	$ 0	$ 913