REGULATORY MATTERS (Tables)

12 Months Ended

Jun. 30, 2015

Commitments and Contingencies Disclosure [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

The following table presents actual and required capital ratios as of June 30, 2015 for the Bank under the Basel III Capital Rules. The minimum required capital amounts presented include the minimum required capital levels as of June 30, 2015 based on the phase-in provisions of the Basel III Capital Rules. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

											Minimum Required
						Minimum Capital Required -					To Be Considered Well
	Actual					Basel III					Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio
June 30, 2015
Common equity Tier 1 to risk-weighted assets Bank	$	38.5		14.4	%	$	12.0		4.5	%	$	17.4		6.5	%
Tier 1 capital to risk weighted assets Bank		38.5		14.4			16.1		6.0			21.4		8.0
Total Capital to risk weighted assets Bank		41.0		15.3			21.4		8.0			26.8		10.0
Tier 1 capital to average assets Bank		38.5		9.5			16.2		4.0			20.2		5.0

The following table presents actual and required capital ratios as of June 30, 2014 for the Bank under the regulatory capital rules then in effect.

											Minimum Required
											To Be Well
						Minimum Required					Capitalized Under
						For Capital					Prompt Corrective
	Actual					Adequacy Purposes					Action Regulations
	Amount		Ratio			Amount		Ratio			Amount		Ratio
June 30, 2014
Total capital (to risk weighted assets) Bank	$	39.2		15.3	%	$	20.5		8.0	%	$	25.7		10.0	%
Tier 1 capital (to risk weighted assets) Bank		36.8		14.4			10.3		4.0			15.4		6.0
Tier 1 capital (to average assets) Bank		36.8		9.8			15.1		4.0			18.9		5.0