SHORT-TERM BORROWINGS (Tables)

12 Months Ended

Jun. 30, 2015

Schedule of Short-term Debt [Table Text Block]

Short-term borrowings consisted of repurchase agreements and Federal fund purchased. Securities sold under agreements to repurchase are utilized to facilitate the needs of our customers. Physical control is maintained for all securities pledged to secure repurchase agreements. Information concerning all short-term borrowings at June 30, maturing in less than one year is summarized as follows:

	2015			2014
Balance at June 30	$	19,838		$	19,489
Average balance during the year		18,281			15,888
Maximum month-end balance		21,583			20,299
Average interest rate during the year		0.17	%		0.16	%
Weighted average rate, June 30		0.16	%		0.16	%

Schedule of Repurchase Agreements [Table Text Block]

The remaining contractual maturity of repurchase agreements in the consolidated balance sheets as of June 30, 2015 and 2014 is presented in the following table.

	Overnight and Continuous
	2015		2014
U.S. government-sponsored entities and agencies pledged	$	4,313	$	658
Residential mortgage-backed securities pledged		16,301		18,335
Collateralized mortgage obligations pledged		1,658		1,715
Total pledged	$	22,272	$	20,708
Repurchase agreements	$	19,838	$	19,489