CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2014	Dec. 31, 2013
Interest income
Loans, including fees	$ 2,728	$ 2,645	$ 5,432	$ 5,312
Securities, taxable	496	413	959	694
Securities, tax-exempt	342	344	694	672
Federal funds sold and other interest bearing deposits	19	9	33	21
Total interest income	3,585	3,411	7,118	6,699
Interest expense
Deposits	182	199	372	398
Short-term borrowings	8	6	15	12
Federal Home Loan Bank advances	47	41	95	91
Total interest expense	237	246	482	501
Net interest income	3,348	3,165	6,636	6,198
Provision for loan losses	57	35	124	168
Net interest income after provision for loan losses	3,291	3,130	6,512	6,030
Non-interest income
Service charges on deposit accounts	320	336	640	699
Debit card interchange income	230	225	459	439
Bank owned life insurance income	44	45	88	91
Securities gains, net	85	32	122	32
Gain on disposition of other real estate owned	0	0	22	0
Other	114	99	253	171
Total non-interest income	793	737	1,584	1,432
Non-interest expenses
Salaries and employee benefits	1,699	1,569	3,416	3,129
Occupancy and equipment	367	328	735	644
Data processing expenses	141	139	283	277
Professional and director fees	121	130	218	241
FDIC assessments	56	55	116	106
Franchise taxes	72	76	149	151
Marketing and advertising	54	67	120	132
Telephone and network communications	65	69	137	142
Debit card processing expenses	123	103	237	214
Other	363	388	722	737
Total non-interest expenses	3,061	2,924	6,133	5,773
Income before income taxes	1,023	943	1,963	1,689
Income tax expense	215	188	399	313
Net income	$ 808	$ 755	$ 1,564	$ 1,376
Basic and diluted earnings per share (in dollars per share)	$ 0.30	$ 0.28	$ 0.57	$ 0.51