CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Interest income
Loans, including fees	$ 2,704	$ 2,667
Securities, taxable	463	281
Securities, tax-exempt	352	328
Federal funds sold and other interest bearing deposits	14	12
Total interest income	3,533	3,288
Interest expense
Deposits	190	199
Short-term borrowings	7	6
Federal Home Loan Bank advances	48	50
Total interest expense	245	255
Net interest income	3,288	3,033
Provision for loan losses	67	133
Net interest income after provision for loan losses	3,221	2,900
Non-interest income
Service charges on deposit accounts	320	363
Debit card interchange income	229	214
Bank owned life insurance income	44	46
Securities gains, net	37	0
Gain on disposition of other real estate owned	22	0
Other	139	72
Total non-interest income	791	695
Non-interest expenses
Salaries and employee benefits	1,717	1,560
Occupancy and equipment	368	316
Data processing expenses	142	138
Professional and director fees	97	111
FDIC assessments	60	51
Franchise taxes	77	75
Marketing and advertising	66	65
Telephone and network communications	72	73
Debit card processing expenses	114	111
Other	359	349
Total non-interest expenses	3,072	2,849
Income before income taxes	940	746
Income tax expense	184	125
Net income	$ 756	$ 621
Basic and diluted earnings per share (in dollars per share)	$ 0.28	$ 0.24