CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014	Jun. 30, 2014
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 7,537	$ 9,049
Federal funds sold and interest-bearing deposits in financial institutions	3,175	2,076
Total cash and cash equivalents	10,712	11,125
Certificates of deposit in other financial institutions	4,206	2,703
Securities, available-for-sale	133,415	126,393
Securities, held-to-maturity (fair value of $2,957 at September 30, 2014 and $3,040 at June 30, 2014)	2,910	3,000
Federal bank and other restricted stocks, at cost	1,396	1,396
Loans held for sale	490	559
Total loans	223,183	224,966
Less allowance for loan losses	(2,419)	(2,405)
Net loans	220,764	222,561
Cash surrender value of life insurance	6,011	5,967
Premises and equipment, net	7,895	6,713
Other real estate owned	54	204
Accrued interest receivable and other assets	1,980	1,856
Total assets	389,833	382,477
LIABILITIES
Non-interest bearing demand	76,812	75,353
Interest bearing demand	44,375	42,718
Savings	126,143	125,151
Time	68,871	70,675
Total deposits	316,201	313,897
Short-term borrowings	21,564	19,489
Federal Home Loan Bank advances	8,282	6,296
Accrued interest and other liabilities	3,240	2,592
Total liabilities	349,287	342,274
Commitments and contingent liabilities
SHAREHOLDERS’ EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 3,500,000 shares authorized; 2,854,133 shares issued as of September 30, 2014 and June 30, 2014)	14,630	14,630
Retained earnings	26,370	25,940
Treasury stock, at cost (121,267 and 129,875 common shares as of September 30, 2014 and June 30, 2014, respectively)	(1,652)	(1,650)
Accumulated other comprehensive income	1,198	1,283
Total shareholders' equity	40,546	40,203
Total liabilities and shareholders' equity	$ 389,833	$ 382,477