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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Cash flows from operating activities:    
Net income $ 2,837 $ 2,669
Adjustments to reconcile net income to net cash flows from operating activities:    
Depreciation 551 558
Securities amortization and accretion, net 942 1,423
Provision for loan losses 249 337
Loss on disposition of other real estate owned 10 0
Net gain on sale of loans (125) (121)
Deferred income tax expense (benefit) 27 (96)
Gain on sale of securities (49) (157)
Origination of loans held for sale (6,636) (4,274)
Proceeds from loans held for sale 6,295 4,679
Increase in cash surrender value of life insurance (178) (184)
Change in:    
Other assets and other liabilities 66 712
Net cash flows from operating activities 3,989 5,546
Securities available-for-sale:    
Purchases (50,310) (24,791)
Maturities, calls and principal pay downs 17,573 21,379
Proceeds from sales of available-for-sale securities 4,648 7,798
Securities held-to-maturity:    
Purchases 0 (3,000)
Net decrease in certificates of deposit with other financial institutions 1,472 1,470
Purchase of Federal Reserve Bank stock, at cost (210) 0
Net increase in loans (9,179) (19,786)
Acquisition of premises and equipment (1,556) (514)
Proceeds from sale of other real estate owned 699 0
Net cash flows from investing activities (36,863) (17,444)
Cash flows from financing activities:    
Net increase in deposit accounts 19,790 9,626
Proceeds from Federal Home Loan advances 2,500 0
Repayments of FHLB advances (2,570) (80)
Change in short-term borrowings 6,999 (1,232)
Net proceeds from rights and public offerings 9,237 0
Proceeds from dividend reinvestment and stock purchase plan 0 188
Dividends paid (1,313) (993)
Net cash flows from financing activities 34,643 7,509
Increase (decrease) in cash and cash equivalents 1,769 (4,389)
Cash and cash equivalents, beginning of year 9,356 13,745
Cash and cash equivalents, end of year 11,125 9,356
Supplemental disclosures of cash flow information:    
Interest 999 1,210
Federal income taxes paid 785 680
Noncash transactions:    
Transfer from loans to repossessed assets 913 0
Issuance of treasury stock for restricted stock awards $ 0 $ 9