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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Interest income:    
Loans, including fees $ 10,642 $ 10,549
Federal funds sold and interest-bearing deposits in financial institutions 47 60
Securities, taxable 1,606 1,263
Securities, tax-exempt 1,361 1,269
Total interest and dividend income 13,656 13,141
Interest expense:    
Deposits 783 981
Short-term borrowings 26 22
Federal Home Loan Bank advances 186 199
Total interest expense 995 1,202
Net interest income 12,661 11,939
Provision for loan losses 249 337
Net interest income after provision for loan losses 12,412 11,602
Other income:    
Service charges on deposit accounts 1,321 1,328
Debit card interchange income 877 796
Bank owned life insurance income 178 184
Gain on sale of mortgage loans 125 121
Securities gains, net 49 157
Loss on disposition of other real estate owned (10) 0
Other 221 216
Total other income 2,761 2,802
Other expenses:    
Salaries and employee benefits 6,360 6,090
Occupancy and equipment 1,325 1,270
Data processing expenses 563 502
Professional and director fees 466 327
Federal Deposit Insurance Corporation assessments 233 203
Franchise taxes 303 286
Marketing and advertising 243 280
Loan and collection expenses 198 110
Telephone and communications 279 280
Debit card processing expenses 428 392
Other 1,284 1,361
Total other expenses 11,682 11,101
Income before income taxes 3,491 3,303
Income tax expense 654 634
Net income $ 2,837 $ 2,669
Basic and diluted earnings per share (in dollars per share) $ 1.05 $ 1.29