CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Jun. 30, 2013
ASSETS:
Cash on hand and noninterest-bearing deposits in financial institutions	$ 9,049	$ 6,922
Federal funds sold and interest-bearing deposits in financial institutions	2,076	2,434
Total cash and cash equivalents	11,125	9,356
Certificate of deposits in financial institutions	2,703	4,175
Securities, available-for-sale	126,393	97,229
Securities, held-to-maturity (fair value 2014 $3,040, 2013 $2,926)	3,000	3,000
Federal bank and other restricted stocks, at cost	1,396	1,186
Loans held for sale	559	93
Total loans	224,966	217,040
Less allowance for loan losses	(2,405)	(2,496)
Net loans	222,561	214,544
Cash surrender value of life insurance	5,967	5,789
Premises and equipment, net	6,713	5,708
Other real estate owned	204	0
Accrued interest receivable and other assets	1,856	2,409
Total assets	382,477	343,489
LIABILITIES:
Non-interest bearing demand	75,353	71,148
Interest bearing demand	42,718	37,529
Savings	125,151	106,221
Time	70,675	79,209
Total deposits	313,897	294,107
Short-term borrowings	19,489	12,490
Federal Home Loan Bank advances	6,296	6,366
Accrued interest payable and other liabilities	2,592	2,383
Total liabilities	342,274	315,346
Commitments and contingent liabilities	0	0
SHAREHOLDERS' EQUITY:
Preferred stock, no par value; 350,000 shares authorized	0	0
Common shares, no par value; 3,500,000 shares authorized; 2,854,133 and 2,198,465 shares issued as of June 30, 2014 and 2013, respectively	14,630	5,393
Retained earnings	25,940	24,416
Treasury stock, at cost (129,875 and 129,855 common shares at June 30, 2014 and 2013, respectively)	(1,650)	(1,650)
Accumulated other comprehensive income (loss)	1,283	(16)
Total shareholders' equity	40,203	28,143
Total liabilities and shareholders’ equity	$ 382,477	$ 343,489