CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Interest income
Loans, including fees	$ 2,667	$ 2,605
Securities, taxable	281	383
Securities, tax-exempt	328	304
Federal funds sold and other interest bearing deposits	12	15
Total interest income	3,288	3,307
Interest expense
Deposits	199	270
Short-term borrowings	6	6
Federal Home Loan Bank advances	50	50
Total interest expense	255	326
Net interest income	3,033	2,981
Provision for loan losses	133	25
Net interest income after provision for loan losses	2,900	2,956
Non-interest income
Service charges on deposit accounts	363	342
Debit card interchange income	214	193
Bank owned life insurance income	46	47
Securities gains, net	0	21
Other	72	61
Total non-interest income	695	664
Non-interest expenses
Salaries and employee benefits	1,560	1,565
Occupancy and equipment	316	314
Data processing expenses	138	85
Professional and director fees	111	92
FDIC assessments	51	49
Franchise taxes	75	70
Marketing and advertising	65	117
Telephone and network communications	73	65
Debit card processing expenses	111	103
Other	349	407
Total non-interest expenses	2,849	2,867
Income before income taxes	746	753
Income tax expense	125	138
Net Income	$ 621	$ 615
Basic and diluted earnings per share (in dollars per share)	$ 0.24	$ 0.30