CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013
ASSETS
Cash on hand and noninterest-bearing deposits in financial institutions	$ 8,932	$ 6,922
Federal funds sold and interest-bearing deposits in financial institutions	2,973	2,434
Total cash and cash equivalents	11,905	9,356
Certificates of deposit in other financial institutions	3,195	4,175
Securities, available-for-sale	113,008	97,229
Securities, held-to-maturity (fair value of $2,935 at September 30, 2013 and $2,926 at June 30, 2013)	3,000	3,000
Federal bank and other restricted stocks, at cost	1,186	1,186
Loans held for sale	181	93
Total loans	216,405	217,040
Less allowance for loan losses	(2,486)	(2,496)
Net loans	213,919	214,544
Cash surrender value of life insurance	5,835	5,789
Premises and equipment, net	6,055	5,708
Other real estate owned	709	0
Accrued interest receivable and other assets	2,235	2,409
Total assets	361,228	343,489
LIABILITIES
Non-interest bearing demand	70,361	71,148
Interest bearing demand	38,377	37,529
Savings	112,379	106,221
Time	77,597	79,209
Total deposits	298,714	294,107
Short-term borrowings	16,041	12,490
Federal Home Loan Bank advances	6,348	6,366
Accrued interest and other liabilities	2,253	2,383
Total liabilities	323,356	315,346
Commitments and contingent liabilities	0	0
SHAREHOLDERS' EQUITY
Preferred stock (no par value, 350,000 shares authorized, none outstanding)	0	0
Common stock (no par value, 3,500,000 shares authorized; 2,854,133 and 2,198,465 shares issued as of September 30, 2013 and June 30, 2013, respectively)	14,630	5,393
Retained earnings	24,709	24,416
Treasury stock, at cost (129,855 common shares as of September 30, 2013 and June 30, 2013, respectively)	(1,650)	(1,650)
Accumulated other comprehensive income	183	(16)
Total shareholders' equity	37,872	28,143
Total liabilities and shareholders' equity	$ 361,228	$ 343,489