-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 INAEvJ/nPFl+mS/05Y45ztOFx48ICNeHwqLyMvwNqbqBxI0fK4AgtlL/88jHr6JW
 2L1CuKS9VB4mnuMdi6dGsA==

<SEC-DOCUMENT>0001179110-03-004025.txt : 20030723
<SEC-HEADER>0001179110-03-004025.hdr.sgml : 20030723
<ACCEPTANCE-DATETIME>20030722183432
ACCESSION NUMBER:		0001179110-03-004025
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030320
FILED AS OF DATE:		20030723

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NORTHERN CALIFORNIA BANCORP INC
		CENTRAL INDEX KEY:			0001006820
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		601 MUNRAS AVE
		CITY:			MONTEREY
		STATE:			CA
		ZIP:			93940
		BUSINESS PHONE:		4086494600

	MAIL ADDRESS:	
		STREET 1:		601 MUNRAS AVE
		CITY:			MONTEREY
		STATE:			CA
		ZIP:			93940

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MONTEREY COUNTY BANK
		DATE OF NAME CHANGE:	19960131

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			CHRIETZBERG CHARLES T
		CENTRAL INDEX KEY:			0001019453

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-27666
		FILM NUMBER:		03797190

	BUSINESS ADDRESS:	
		STREET 1:		601 MUNRAS AVENUE
		CITY:			MONTEREY
		STATE:			CA
		ZIP:			93940
		BUSINESS PHONE:		8316494600

	MAIL ADDRESS:	
		STREET 1:		601 MUNRAS AVENUE
		CITY:			MONTEREY
		STATE:			CA
		ZIP:			93940
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>FORM 4 -
<TEXT>
<XML>
<ownershipDocument>
    <schemaVersion>X0101</schemaVersion>

    <documentType>4</documentType>
<periodOfReport>2003-03-20</periodOfReport>
<notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0001006820</issuerCik>
        <issuerName>NORTHERN CALIFORNIA BANCORP INC</issuerName>
        <issuerTradingSymbol>NRLB</issuerTradingSymbol>
</issuer>
<reportingOwner><reportingOwnerId>
            <rptOwnerCik>0001019453</rptOwnerCik>
            <rptOwnerName>CHRIETZBERG CHARLES T</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>  </rptOwnerStreet1>
            <rptOwnerStreet2>  </rptOwnerStreet2>
            <rptOwnerCity>  </rptOwnerCity>
            <rptOwnerState>  </rptOwnerState>
            <rptOwnerZipCode>  </rptOwnerZipCode>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>1</isDirector>
<isOfficer>1</isOfficer>
<isTenPercentOwner>1</isTenPercentOwner>
<isOther>0</isOther>
<officerTitle>Chairman, President &amp; CEO</officerTitle>
<otherText></otherText>
</reportingOwnerRelationship>
</reportingOwner>
<derivativeSecurity><securityTitle><value>Common Stock Options</value>
</securityTitle>
<conversionOrExercisePrice><value>3.30</value>
</conversionOrExercisePrice>
<transactionDate><value>2003-03-20</value>
</transactionDate>
<transactionCoding><transactionFormType>4</transactionFormType>
<transactionCode>A</transactionCode>
<equitySwapInvolved>0</equitySwapInvolved>
</transactionCoding>
<transactionAmounts><transactionShares><value>30000</value>
</transactionShares>
<transactionValue><value>3.30</value>
</transactionValue>
<transactionAcquiredDisposedCode><value>A</value>
</transactionAcquiredDisposedCode>
</transactionAmounts>
<exerciseDate><value>2003-03-20</value>
</exerciseDate>
<expirationDate><value>2008-03-20</value>
</expirationDate>
<underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value>
</underlyingSecurityTitle>
<underlyingSecurityShares><value>30000</value>
</underlyingSecurityShares>
</underlyingSecurity>
<postTransactionAmounts><sharesOwnedFollowingTransaction><value>116578</value>
</sharesOwnedFollowingTransaction>
</postTransactionAmounts>
<ownershipNature><directOrIndirectOwnership><value>D</value>
</directOrIndirectOwnership>
</ownershipNature>
</derivativeSecurity>
<footnotes></footnotes>
<ownerSignature><signatureName>/s/Charles T. Chrietzberg, Jr.</signatureName>
<signatureDate>2003-07-17</signatureDate>
</ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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