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Note 6 - Allowances for Loan and Lease Losses and Real Estate Losses
 12 Months Ended
Dec. 31, 2017
Notes to Financial Statements  
Allowance for Credit Losses [Text Block]
6.
ALLOWANCES FOR LOAN AND LEASE LOSSES AND REAL ESTATE LOSSES
The tables below provide a rollforward of the allowance for loan and lease losses ("ALLL") by portfolio segment for the years ended
December 31,
201
7,
2016
and
2015
(in thousands):
 
   
January 1,
201
7
    
Provision
(Reversals)
    
Charge-offs
    
Recoveries
    
December 31,
201
7
  
                                         
One- to four-family residential
   $
3,896
     $
471
     $
(148
 )   $
25
     $
4,244
  
Multifamily residential
    
962
      
110
      
(45
 )    
--
      
1,027
  
Nonfarm nonresidential
    
3,210
      
1,216
      
--
      
--
      
4,426
  
Farmland
    
863
      
398
      
(203
 )    
48
      
1,106
  
Construction and land development
    
1,791
      
502
      
--
      
22
      
2,315
  
Commercial
    
3,909
      
1,236
      
(289
 )    
25
      
4,881
  
Consumer
    
360
      
722
      
(630
 )    
104
      
556
  
Purchased credit impaired
    
593
      
(157
 )    
(85
 )    
86
      
437
  
Total
   $
15,584
     $
4,498
     $
(1,400
 )   $
310
     $
18,992
  
 
 
   
January 1,
2016
    
Provision
(Reversals)
    
Charge-offs
    
Recoveries
    
December 31,
2016
  
                                         
One- to four-family residential
   $
3,870
     $
443
     $
(455
 )   $
38
     $
3,896
  
Multifamily residential
    
665
      
298
      
(1
 )    
--
      
962
  
Nonfarm nonresidential
    
3,599
      
(400
 )    
--
      
11
      
3,210
  
Farmland
    
714
      
149
      
--
      
--
      
863
  
Construction and land development
    
1,456
      
273
      
--
      
62
      
1,791
  
Commercial
    
2,565
      
1,416
      
(83
 )    
11
      
3,909
  
Consumer
    
166
      
558
      
(447
 )    
83
      
360
  
Purchased credit impaired
    
1,515
      
(221
 )    
(801
 )    
100
      
593
  
Total
   $
14,550
     $
2,516
     $
(1,787
 )   $
305
     $
15,584
  
 
 
   
January 1,
2015
    
Provision
(Reversals)
    
Charge-offs
    
Recoveries
    
December 31,
2015
  
                                         
One- to four-family residential
   $
4,488
     $
(77
 )   $
(661
 )   $
120
     $
3,870
  
Multifamily residential
    
791
      
(126
 )    
--
      
--
      
665
  
Nonfarm nonresidential
    
4,243
      
(688
 )    
(17
 )    
61
      
3,599
  
Farmland
    
342
      
372
      
--
      
--
      
714
  
Construction and land development
    
1,023
      
279
      
(10
 )    
164
      
1,456
  
Commercial
    
2,315
      
259
      
(32
 )    
23
      
2,565
  
Consumer
    
101
      
301
      
(354
 )    
118
      
166
  
Purchased credit impaired
    
357
      
1,477
      
(319
 )    
--
      
1,515
  
Total
   $
13,660
     $
1,797
     $
(1,393
 )   $
486
     $
14,550
  
 
The tables below present the allocation of the ALLL and the related loans receivable balances disaggregated on the basis of impairment method by portfolio segment as of
December 31,
201
7
and
2016
(in thousands):
 
 
   
Allowance for Loan and Lease Losses
    
Loan Balances
  
December 31, 201
7
  
Individually Evaluated for Impairment
    
Collectively Evaluated for Impairment
    
Purchased
Credit
Impaired
    
Individually Evaluated for Impairment
    
Collectively Evaluated for Impairment
    
Purchased
Credit
Impaired
  
                                                 
One- to four-family residential
   $
64
     $
4,180
     $
220
     $
7,250
     $
381,765
     $
2,210
  
Multifamily residential
    
--
      
1,027
      
--
      
--
      
89,087
      
--
  
Nonfarm nonresidential
    
9
      
4,417
      
11
      
7,997
      
547,201
      
1,987
  
Farmland
    
--
      
1,106
      
--
      
657
      
96,103
      
26
  
Construction and land development
    
--
      
2,315
      
--
      
258
      
155,753
      
1,442
  
Commercial
    
431
      
4,450
      
206
      
1,669
      
342,904
      
514
  
Consumer
    
5
      
551
      
--
      
212
      
35,783
      
41
  
Total
   $
509
     $
18,046
     $
437
     $
18,043
     $
1,648,596
     $
6,220
  
 
 
   
Allowance for Loan and Lease Losses
    
Loan Balances
  
December 31, 2016
  
Individually Evaluated for Impairment
    
Collectively Evaluated for Impairment
    
Purchased
Credit
Impaired
    
Individually Evaluated for Impairment
    
Collectively Evaluated for Impairment
    
Purchased
Credit
Impaired
  
                                                 
One- to four-family residential
   $
74
     $
3,822
     $
277
     $
6,906
     $
379,487
     $
2,714
  
Multifamily residential
    
--
      
962
      
--
      
--
      
92,460
      
--
  
Nonfarm nonresidential
    
--
      
3,210
      
89
      
9,421
      
478,176
      
7,576
  
Farmland
    
--
      
863
      
--
      
783
      
93,182
      
53
  
Construction and land development
    
--
      
1,791
      
--
      
539
      
123,814
      
1,432
  
Commercial
    
488
      
3,421
      
227
      
4,358
      
318,182
      
556
  
Consumer
    
5
      
355
      
--
      
173
      
36,039
      
53
  
Total
   $
567
     $
14,424
     $
593
     $
22,180
     $
1,521,340
     $
12,384
  
 
 
Activity in the allowance for real estate losses was as follows for the years ended
December 31 (
in thousands):
 
   
201
7
    
2016
    
2015
  
                         
Balance—beginning of year
   $
459
     $
4,268
     $
6,575
  
                         
Provisions for estimated losses
    
137
      
311
      
47
  
Losses charged off
    
(455
 )    
(4,120
 )    
(2,354
 )
                         
Balance—end of year
   $
141
     $
459
     $
4,268