Note 4 - Loans Receivable (Tables)

9 Months Ended

Sep. 30, 2017

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30 , 2017			December 31, 201 6
Real estate :
One- to four-family residential	$	393,082		$	389,107
Multifamily residential		92,837			92,460
Nonfarm nonresidential		568,318			495,173
Farmland		99,189			94,018
Construction and land development		147,071			125,785
Commercial		373,464			323,096
Consumer		36,859			36,265
Total loans receivable		1,710,820			1,555,904
Unearned discounts and net deferred loan costs		325			485
Allowance for loan and lease losses		(18,682	)		(15,584	)
Loans receivable —net	$	1,692,463		$	1,540,805

Impaired Financing Receivables [Table Text Block]

	September 30 , 2017						December 31 , 201 6
	Unpaid Principal Balance		Recorded Investment		Valuation Allowance		Unpaid Principal Balance		Recorded Investment		Valuation Allowance
Impaired loans with a valuation allowance:
One- to four-family residential	$	242	$	220	$	68	$	244	$	229	$	74
Multifamily		--		--		--		--		--		--
Nonfarm nonresidential		--		--		--		--		--		--
Farmland		--		--		--		--		--		--
Construction and land development		--		--		--		--		--		--
Commercial		434		434		333		1,865		1,788		488
Consumer		5		5		5		5		5		5
		681		659		406		2,114		2,022		567
Impaired loans without a valuation allowance:
One- to four-family residential		9,060		6,862		--		8,704		6,677		--
Multifamily		--		--		--		--		--		--
Nonfarm nonresidential		10,179		8,760		--		11,022		9,421		--
Farmland		1,214		1,174		--		1,226		783		--
Construction and land development		370		278		--		728		539		--
Commercial		1,409		1,152		--		2,893		2,570		--
Consumer		174		162		--		184		168		--
		22,406		18,388		--		24,757		20,158		--
Total impaired loans	$	23,087	$	19,047	$	406	$	26,871	$	22,180	$	567

	Three Months Ended September 30 ,
	201 7				201 6
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Impaired loans with a valuation allowance:
One- to four-family residential	$	222	$	2	$	233	$	2
Nonfarm nonresidential		--		--		698		--
Farmland		--		--		--		--
Construction and land development		--		--		--		--
Commercial		217		--		3,209		--
Consumer		5		--		5		--
		444		2		4,145		2
Impaired loans without a valuation allowance:
One- to four-family residential		6,849		--		7,177		--
Multifamily		60		--		75		--
Nonfarm nonresidential		8,287		9		4,842		--
Farmland		1,099		--		802		--
Construction and land development		282		1		576		1
Commercial		1,141		4		860		--
Consumer		174		--		198		--
		17,892		14		14,530		1
Total impaired loans	$	18,336	$	16	$	18,675	$	3
Interest based on original terms			$	255			$	277
Interest income recognized on a cash basis on impaired loans			$	--			$	--

	Nine Months Ended September 30,
	2017				2016
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Impaired loans with a valuation allowance:
One- to four-family residential	$	225	$	5	$	357	$	5
Nonfarm nonresidential		--		--		1,129		--
Farmland		95		--		118		--
Construction and land development		--		--		94		--
Commercial		997		--		2,707		--
Consumer		5		--		5		--
		1,322		5		4,410		5
Impaired loans without a valuation allowance:
One- to four-family residential		6,777		--		7,173		1
Multifamily		60		--		134		--
Nonfarm nonresidential		8,861		9		4,715		--
Farmland		971		--		730		--
Construction and land development		404		4		606		4
Commercial		1,803		13		1,438		--
Consumer		180		--		209		--
		19,056		26		15,005		5
Total impaired loans	$	20,378	$	31	$	19,415	$	10
Interest based on original terms			$	862			$	832
Interest income recognized on a cash basis on impaired loans			$	--			$	--

Past Due Financing Receivables [Table Text Block]

September 30 , 2017	30-89 Days Past Due		90 Days or More Past Due		Current		Total
One- to four-family residential	$	2,801	$	2,638	$	387,643	$	393,082
Multifamily residential		--		--		92,837		92,837
Nonfarm nonresidential		1,835		5,566		560,917		568,318
Farmland		416		550		98,223		99,189
Construction and land development		146		197		146,728		147,071
Commercial		1,276		1,137		371,051		373,464
Consumer		352		116		36,391		36,859
Total	$	6,826	$	10,204	$	1,693,790	$	1,710,820

December 31, 2016	30-89 Days Past Due		90 Days or More Past Due		Current		Total
One- to four-family residential	$	4,472	$	2,750	$	381,885	$	389,107
Multifamily residential		119		--		92,341		92,460
Nonfarm nonresidential		1,651		1,317		492,205		495,173
Farmland		131		649		93,238		94,018
Construction and land development		20		522		125,243		125,785
Commercial		413		503		322,180		323,096
Consumer		422		81		35,762		36,265
Total	$	7,228	$	5,822	$	1,542,854	$	1,555,904

September 30 , 2017	30-89 Days Past Due		90 Days or More Past Due		Current		Total
One- to four-family residential	$	683	$	2,460	$	3,748	$	6,891
Nonfarm nonresidential		1,186		5,421		1,521		8,128
Farmland		240		550		384		1,174
Construction and land development		--		128		79		207
Commercial		42		1,008		250		1,300
Consumer		12		116		39		167
Total	$	2,163	$	9,683	$	6,021	$	17,867

December 31, 2016	30-89 Days Past Due		90 Days or More Past Due		Current		Total
One- to four-family residential	$	1,194	$	2,332	$	3,183	$	6,709
Nonfarm nonresidential		94		1,156		3,927		5,177
Farmland		41		650		92		783
Construction and land development		13		450		--		463
Commercial		229		386		3,456		4,071
Consumer		39		78		56		173
Total	$	1,610	$	5,052	$	10,714	$	17,376

Financing Receivable Credit Quality Indicators [Table Text Block]

	September 30 , 2017
	Pass / Not Rated		Special Mention		Substandard		Total
One- to four-family residential	$	381,310	$	153	$	11,619	$	393,082
Multifamily residential		92,837		--		--		92,837
Nonfarm nonresidential		553,832		295		14,191		568,318
Farmland		96,981		--		2,208		99,189
Construction and land development		138,483		--		8,588		147,071
Commercial		369,750		--		3,714		373,464
Consumer		36,549		--		310		36,859
Total	$	1,669,742	$	448	$	40,630	$	1,710,820

	December 31, 201 6
	Pass / Not Rated		Special Mention		Substandard		Total
One- to four-family residential	$	375,287	$	206	$	13,614	$	389,107
Multifamily residential		92,460		--		--		92,460
Nonfarm nonresidential		473,343		314		21,516		495,173
Farmland		92,131		--		1,887		94,018
Construction and l and development		116,269		--		9,516		125,785
Commercial		317,069		--		6,027		323,096
Consumer		35,953		1		311		36,265
Total	$	1,502,512	$	521	$	52,871	$	1,555,904

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

September 30 , 2017	Number of Accruing TDR Loans		Balance		Number of Nonaccrual TDR Loans		Balance		Total Number of TDR Loans		Total Balance
One- to four-family residential		2	$	191		3	$	93		5	$	284
Nonfarm nonresidential		1		632		2		4,323		3		4,955
Construction and land development		1		71		1		--		2		71
Commercial		1		286		--		--		1		286
Consumer		--		--		1		5		1		5
Total		5	$	1,180		7	$	4,421		12	$	5,601

December 31, 2016	Number of Accruing TDR Loans		Balance		Number of Nonaccrual TDR Loans		Balance		Total Number of TDR Loans		Total Balance
One- to four-family residential		2	$	197		6	$	315		8	$	512
Nonfarm nonresidential		1		4,244		3		410		4		4,654
Farmland		--		--		1		250		1		250
Construction and land development		1		76		2		215		3		291
Commercial		1		287		--		--		1		287
Consumer		--		--		1		5		1		5
Total		5	$	4,804		13	$	1,195		18	$	5,999

Schedule of Loans Restructured as TDRs in Current Period [Table Text Block]

	Nine Months Ended September 30, 201 7
			Balance		Balance at		Nature of Modification
	Number of Loans		Prior to TDR		September 30, 2017		Payment Term (1)		Other
Nonfarm nonresidential		1	$	642	$	632	$	642	$	--
Total		1	$	642	$	632	$	642	$	--

	Nine Months Ended September 30, 201 6
			Balance		Balance at		Nature of Modification
	Number of Loans		Prior to TDR		September 30, 201 6		Payment Term ( 2 )		Other
Commercial		1	$	35	$	--	$	35	$	--
Total		1	$	35	$	--	$	35	$	--

Purchased Credit Impaired [Member]

Notes Tables

Impaired Financing Receivables [Table Text Block]

	September 30 , 201 7		December 31 , 201 6		September 30 , 2016
One- to four-family residential	$	2,265	$	2,714	$	2,833
Nonfarm nonresidential		1,858		7,576		8,353
Farmland		29		53		58
Construction and land development		1,445		1,432		1,419
Commercial		524		556		570
Consumer		43		53		55
Total carrying value of PCI loans	$	6,164	$	12,384	$	13,288
Outstanding principal balance of PCI loans	$	8,652	$	15,468	$	17,676

Schedule of Accretable Yield [Table Text Block]

	201 7			201 6
Balance at January 1	$	890		$	1,370
Accretion		(972	)		(622	)
Adjustments to accretable differences due to:
Reclassification from nonaccretable difference		2,082			1,328
Changes in expected cash flows that do not affect nonaccretable differences		(695	)		(868	)
Transfers to real estate owned		10			5
Balance at September 30	$	1,315		$	1,213