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Note 5 - Loans Receivable (Tables)

6 Months Ended

Jun. 30, 2016

	June 30 , 2016		December 31 , 2015		June 30, 2015
One- to four-family residential	$	2,951	$	3,189	$	4,049
Nonfarm nonresidential		9,446		9,886		9,299
Farmland		62		70		84
Construction and land development		1,932		2,127		3,212
Commercial		586		1,012		1,130
Consumer		62		63		84
Total carrying value of PCI loans	$	15,039	$	16,347	$	17,858
Outstanding principal balance of PCI loans	$	19,313	$	20,289	$	20,913

	2016			2015
Balance at January 1	$	1,370		$	2,165
Accretion		(424	)		(569	)
Adjustments to accretable differences due to:
Reclassification from nonaccretable difference		573			142
Changes in expected cash flows that do not affect nonaccretable differences		(582	)		(41	)
Transfers to real estate owned		--			7
Balance at June 30	$	937		$	1,704

	June 30, 2016			December 31, 2015
Real estate:
One- to four-family residential	$	390,066		$	401,036
Multifamily residential		80,334			74,226
Nonfarm nonresidential		477,278			487,684
Farmland		92,452			94,235
Construction and land development		124,369			116,015
Commercial		281,874			246,304
Consumer		36,339			38,594
Total loans receivable		1,482,712			1,458,094
Unearned discounts and net deferred loan costs		677			558
Allowance for loan and lease losses		(14,751	)		(14,550	)

Loans receivable—net	$	1,468,638		$	1,444,102

	June 30, 2016						December 31, 2015
	Unpaid Principal Balance		Recorded Investment		Valuation Allowance		Unpaid Principal Balance		Recorded Investment		Valuation Allowance
Impaired loans with a valuation allowance:
One- to four-family residential	$	249	$	234	$	77	$	430	$	312	$	83
Nonfarm nonresidential		895		706		131		2,728		2,395		522
Farmland		--		--		--		616		473		112
Construction and land development		--		--		--		215		211		89
Commercial		3,269		3,261		685		1,153		1,150		250
Consumer		5		5		5		5		5		5
		4,418		4,206		898		5,147		4,546		1,061

Impaired loans without a valuation allowance:
One- to four-family residential		9,866		7,751		--		7,605		6,348		--
Multifamily		156		149		--		282		230		--
Nonfarm nonresidential		6,215		4,913		--		5,352		4,243		--
Farmland		1,255		815		--		796		499		--
Construction and land development		755		578		--		686		490		--
Commercial		1,145		935		--		3,293		3,085		--
Consumer		246		234		--		188		183		--
		19,638		15,375		--		18,202		15,078		--
Total impaired loans	$	24,056	$	19,581	$	898	$	23,349	$	19,624	$	1,061

June 30, 2016	30-89 Days Past Due		90 Days or More Past Due		Current		Total

One- to four-family residential	$	3,037	$	2,778	$	384,251	$	390,066
Multifamily residential		--		--		80,334		80,334
Nonfarm nonresidential		574		4,354		472,350		477,278
Farmland		19		671		91,762		92,452
Construction and land development		133		572		123,664		124,369
Commercial		500		3,605		277,769		281,874
Consumer		243		87		36,009		36,339
Total	$	4,506	$	12,067	$	1,466,139	$	1,482,712

December 31, 2015	30-89 Days Past Due		90 Days or More Past Due		Current		Total

One- to four-family residential	$	6,051	$	3,363	$	391,622	$	401,036
Multifamily residential		125		67		74,034		74,226
Nonfarm nonresidential		1,060		2,646		483,978		487,684
Farmland		42		668		93,525		94,235
Construction and land development		148		510		115,357		116,015
Commercial		1,722		336		244,246		246,304
Consumer		489		140		37,965		38,594
Total	$	9,637	$	7,730	$	1,440,727	$	1,458,094

June 30, 2016	30-89 Days Past Due		90 Days or More Past Due		Current		Total

One- to four-family residential	$	929	$	2,293	$	4,561	$	7,783
Multifamily		--		--		149		149
Nonfarm nonresidential		344		3,576		1,699		5,619
Farmland		--		671		144		815
Construction and land development		15		479		7		501
Commercial		270		3,446		480		4,196
Consumer		40		85		114		239
Total	$	1,598	$	10,550	$	7,154	$	19,302

December 31, 2015	30-89 Days Past Due		90 Days or More Past Due		Current		Total

One- to four-family residential	$	1,419	$	2,868	$	2,168	$	6,455
Multifamily		--		67		163		230
Nonfarm nonresidential		136		1,742		4,760		6,638
Farmland		--		668		305		973
Construction and land development		6		432		184		622
Commercial		23		325		3,887		4,235
Consumer		14		132		41		187
Total	$	1,598	$	6,234	$	11,508	$	19,340

	Three Months Ended June 30,
	2016				2015
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Impaired loans with a valuation allowance:
One- to four-family residential	$	443	$	1	$	901	$	2
Nonfarm nonresidential		715		--		2,179		--
Farmland		--		--		480		--
Construction and land development		83		--		106		--
Commercial		3,261		--		--		--
Consumer		5		--		15		--
		4,507		1		3,681		2

Impaired loans without a valuation allowance:
One- to four-family residential		7,870		--		4,345		--
Multifamily		153		--		--		--
Nonfarm nonresidential		4,924		--		929		--
Farmland		817		--		250		--
Construction and land development		681		2		527		1
Commercial		942		--		576		--
Consumer		245		--		104		--
		15,632		2		6,731		1
Total impaired loans	$	20,139	$	3	$	10,412	$	3

Interest based on original terms			$	299			$	189

Interest income recognized on a cash basis on impaired loans			$	--			$	--

	Six Months Ended June 30,
	2016				2015
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Impaired loans with a valuation allowance:
One- to four-family residential	$	399	$	3	$	1,002	$	4
Nonfarm nonresidential		1,275		--		2,194		--
Farmland		158		--		481		--
Construction and land development		126		--		126		--
Commercial		2,557		--		--		--
Consumer		5		--		15		--
		4,520		3		3,818		4

Impaired loans without a valuation allowance:
One- to four-family residential		7,362		--		4,309		1
Multifamily		179		--		--		--
Nonfarm nonresidential		4,697		--		915		--
Farmland		711		--		250		--
Construction and land development		617		3		531		3
Commercial		1,656		--		486		--
Consumer		224		--		75		--
		15,446		3		6,566		4
Total impaired loans	$	19,966	$	6	$	10,384	$	8

Interest based on original terms			$	604			$	389

Interest income recognized on a cash basis on impaired loans			$	--			$	--

	June 30, 2016
	Pass / Not Rated		Special Mention		Substandard		Total
One- to four-family residential	$	372,940	$	179	$	16,947	$	390,066
Multifamily residential		80,185		--		149		80,334
Nonfarm nonresidential		454,468		13		22,797		477,278
Farmland		90,077		--		2,375		92,452
Construction and land development		123,133		85		1,151		124,369
Commercial		275,834		3		6,037		281,874
Consumer		35,979		--		360		36,339
Total	$	1,432,616	$	280	$	49,816	$	1,482,712

	December 31, 2015
	Pass / Not Rated		Special Mention		Substandard		Total
One- to four-family residential	$	384,193	$	1,098	$	15,745	$	401,036
Multifamily residential		74,063		--		163		74,226
Nonfarm nonresidential		462,552		10		25,122		487,684
Farmland		91,665		1,095		1,475		94,235
Construction and land development		114,534		91		1,390		116,015
Commercial		240,209		501		5,594		246,304
Consumer		38,283		12		299		38,594
Total	$	1,405,499	$	2,807	$	49,788	$	1,458,094

June 30, 2016	Number of Accruing TDR Loans		Balance		Number of Nonaccrual TDR Loans		Balance		Total Number of TDR Loans		Total Balance
One- to four-family residential		2	$	202		6	$	331		8	$	533
Nonfarm nonresidential		--		--		3		435		3		435
Farmland		--		--		1		250		1		250
Construction and land development		1		77		2		227		3		304
Consumer		--		--		1		5		1		5

Total		3	$	279		13	$	1,248		16	$	1,527

December 31, 2015	Number of Accruing TDR Loans		Balance		Number of Nonaccrual TDR Loans		Balance		Total Number of TDR Loans		Total Balance
One- to four-family residential		2	$	205		6	$	450		8	$	655
Nonfarm nonresidential		--		--		3		461		3		461
Farmland		--		--		1		250		1		250
Construction and land development		1		79		2		242		3		321
Commercial		--		--		1		21		1		21
Consumer		--		--		1		5		1		5

Total		3	$	284		14	$	1,429		17	$	1,713

	Three and Six Months Ended June 30, 201 6
			Balance				Nature of Modification
	Number of Loans		Prior to TDR		Balance at June 30, 2016		Payment Term (1)		Other
Commercial		1	$	35	$	--	$	35	$	--

Total		1	$	35	$	--	$	35	$	--