Note 17 - Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2016

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

	Actual					For Capital Adequacy Purposes *					To be Categorized as Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
Tier 1 Capital to Adjusted Average Assets
Consolidated	$	171,065		9.16	%	$	74,698		4.00	%		N/A		N/A
Bear State Bank		191,498		10.26	%		74,662		4.00	%	$	93,328		5.00	%
Common Equity Tier 1 to Risk-Weighted Assets
Consolidated	$	171,065		10.65	%	$	72,280		4.50	%		N/A		N/A
Bear State Bank		191,498		11.93	%		72,207		4.50	%	$	104,299		6.50	%
Tier I Capital to Risk-Weighted Assets
Consolidated	$	171,065		10.65	%	$	96,373		6.00	%		N/A		N/A
Bear State Bank		191,498		11.93	%		96,276		6.00	%	$	128,368		8.00	%
Total Capital to Risk-Weighted Assets
Consolidated	$	185,931		11.58	%	$	128,497		8.00	%		N/A		N/A
Bear State Bank		206,364		12.86	%		128,368		8.00	%	$	160,460		10.00	%

	Actual					For Capital Adequacy Purposes					To be Categorized as Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
Tier 1 Capital to Adjusted Average Assets
Consolidated	$	170,819		9.15	%	$	74,705		4.00	%		N/A		N/A
Bear State Bank		150,561		10.58	%		56,933		4.00	%	$	71,166		5.00	%
Metropolitan		36,776		8.30	%		17,717		4.00	%		22,147		5.00	%
Common Equity Tier 1 to Risk-Weighted Assets
Consolidated	$	170,819		10.62	%	$	72,395		4.50	%		N/A		N/A
Bear State Bank		150,561		12.19	%		55,564		4.50	%	$	80,288		6.50	%
Metropolitan		36,776		9.89	%		16,740		4.50	%		24,180		6.50	%
Tier I Capital to Risk-Weighted Assets
Consolidated	$	170,819		10.62	%	$	96,526		6.00	%		N/A		N/A
Bear State Bank		150,561		12.19	%		74,112		6.00	%	$	98,816		8.00	%
Metropolitan		36,776		9.89	%		22,320		6.00	%		29,760		8.00	%
Total Capital to Risk-Weighted Assets
Consolidated	$	185,369		11.52	%	$	128,702		8.00	%		N/A		N/A
Bear State Bank		164,500		13.32	%		98,816		8.00	%	$	123,519		10.00	%
Metropolitan		37,388		10.05	%		29,760		8.00	%		37,200		10.00	%